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Save for the Future with CDs from USB

Our Certificates of Deposit (CDs) are a great way to earn interest on your balance when you don’t need immediate access to your funds. Earn a higher interest rate than a traditional savings or money market account. Additionally, you choose the term and maturity date to meet your needs. It’s an easy path to peace of mind while building your financial future.

We offer a variety of CD options to meet your needs

  • 91-day to five-year terms
  • Secure and fixed rates based on the term you choose. Generally, the longer the term the higher the interest rate.
  • Most Union Savings Bank CDs can be opened as Individual Retirement Accounts (IRA).
  • Our 3 and 5 year Laddered CD packages help you minimize the risk of interest rate changes by staggering your investment into different terms.

Another advantage of banking with USB is our expert financial professionals. For example, if you will be receiving a lump-sum distribution from a 401(k) plan or other employer-provided qualified retirement plan, you have some important tax planning ahead. Our Wealth Management professionals can advise you on IRA rollover options that may provide financial and tax advantages.*

*Investment products and services are not insured by the FDIC or any other government agency of the United States and are not obligations of Union Savings Bank, and are not guaranteed by Union Savings Bank. These products are subject to investment risk, including possible loss of principal amount invested.