Young Savers Account1 Features

  • $0 monthly service fee
  • USB Online Banking
  • USB Debit Card available for ATM deposits and withdrawals
  • Mobile check deposit with the USB Mobile App
  • Free paperless eStatements
  • Always excellent customer service
  • $5 minimum opening balance
  • Earn tiered interest as your balance increases
  • Free automatic transfers from your USB checking account

Manage your bank account with ease

With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.

Looking for a better fit?

Access Savings
Earn higher tiered interest on your balance
Account Details
Essential Savings
Earn interest; open easily with a low minimum deposit
Account Details

Your Future Starts Now

We can help you focus on your life stage financial planning journey, whether you’re just getting started or well on your way. Our FutureTrack website can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.

USB Savings Rates

Updated June 16, 2024
    • Annual Percentage Yield (APY)*
    • $0.01 - $4,999.99
    • 0.10%
    • $5,000+
    • 0.15%
    • Interest Rate
    • $0.01 - $4,999.99
    • 0.10%
    • $5,000+
    • 0.15%
    • Frequency of Rate Change**
    • Variable
    • Interest Compounding
    • Monthly
    • Minimum Balance to Open Account
    • $5.00
    • Minimum Balance to Earn APY
    • $0.01


1 Young Savers accounts are intended for customers under the age of 21 and will be converted to an Essential Savings account when the account holder reaches the age of 21.


*Fees may reduce earnings

**Rates may change after the account is opened

Read all disclosures that apply to your account, including the Consumer Deposit Agreement and Schedule of Interest and Deposit Account Charges.

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