Union Savings Bank Mortgage

The right home includes the right financing.
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Local Underwriting Decisions
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Porfolio Lending

We carry our own loans so your loans won’t be sold.**

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Local Service
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Fast Decisions

And fast processing for qualified applicants.

First Time Homebuyer's Program

We take great pride in having a special mortgage program geared towards first time homebuyer’s. Our First Time Homebuyer’s Mortgage Program is perfect for folks looking to buy owner occupied, one or two family homes and condominiums. Benefits include:

First Time Program Features:
  • No PMI with 10.1% down payment
  • Discounted rates
  • No application fee
  • Local underwriting decisions
  • Portfolio loans (so you only deal with us)
  • Fast approval and processing for qualified applicants
  • Loan amounts to $375,000***
  • No income limits
  • No sales price limits

Meet Our Home Financing Lending Team

Rob Monti
Rob Monti Senior Vice President - Residential and Consumer Lending

Rob brings nearly 30 years of experience from the full scope of the financial services industry to his leadership role with the Lending Team. His involvement with the GHAR, Mid-State Association of Realtors, and his seat on the CMBA Board of Directors give Rob a unique and in-depth perspective on residential and consumer lending across Connecticut. Rob also sits on the CMBA Technology Committee and is involved with Junior Achievement of Southwest New England and Rebuilding Together New Britain.

Patty Dyer
Patty Dyer Vice President, Sales Manager - Residential Lending

With more than 30 years of expertise in mortgage banking, Patty is a trusted resource, both in her role as sales manager and her work with referral sources and customers. Her level of commitment to customer service and knowledge of the industry makes her a top performer in the business. A recent recipient of the “Women of FIRE “ award, Patty has also held board positions for NM Hospital, NM Board of Realtors, Ridgefield Chamber of Commerce and the Women’s Center of Greater Danbury.

Tim Burke
Tim Burke Residential Lending

Tim has been an experienced and trusted residential lending professional for over 30 years. He enjoys helping first time homebuyers and is proud of having many repeat customers. When he’s not working with his clients you can find him coaching his kids in the Danbury youth baseball, soccer and PAL basketball leagues.

Amy Ouellette
Amy Ouellette Residential Lending

Amy has been in residential mortgage banking for 15 years, working closely with clients, offering guidance, support and competitive solutions to assist them with their home mortgage needs. She has a B.S. from UCONN and works with NW Chamber of Commerce and the Litchfield County Board of Realtors.

Randolph Freese
Randolph Freese Mortgage Originator - Residential and Consumer Lending

Randolph has been guiding customers through their mortgage and refinancing needs for more than 15 years. He is a member of the Northern Fairfield County Association of Realtors and both the Danbury and Newtown Chambers of Commerce. Randolph is a University of North Carolina at Chapel Hill alumnus and is also a graduate of the XINNIX ORIGINATOR™ program. He is proudly involved with Junior Achievement and the Make-A-Wish Foundation.

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Personal savings begins here.

Investing and financial planning services. Simplified under one roof.

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All loans are subject to credit approval.

*$350 fee waiver for purchase transactions only.

**In some circumstances, loans may not be portfolioed and servicing may be transfered.            

***First time homebuyer’s mortgage program offer good for loan amounts up to $375,000. For more information please call us at 203.830.4800.