Choose Personal Lending at Union Savings Bank, choose the right future for you.

Personal Lending at Union Savings Bank.

The right loan starts when you work with the right bank.

Whether you’re looking to purchase or refinance your home, put your home equity to work or simply take out a personal loan – Union Savings Bank delivers personal attention to your situation to help determine the right financing solution for you. We can work with you through every step of the process to find you the best terms and rates on a loan1 you can live with, while keeping your life moving forward.

Union Savings Bank lending professionals will help you to choose the proper home financing plan

Three Types of Loans to Choose From:

Calculate your mortgage payment.
Our local decision makers will help the process go smoothly with competitive rates.
Get Started
A home equity line of credit (HELOC) offers low interest access to the equity in your home.
A home equity line of credit (HELOC) offers low interest access to the equity in your home.
Tell Me More
We bring personal attention to every situation. Car loans, collateralized loans, personal loans and more.
We bring personal attention to every situation. Car loans, collateralized loans, personal loans and more.
Find Out How

We live here. We lend here.

Union Savings Bank mortgage professionals all call the western Connecticut area home, so we know the territory, both physically and financially. When you work with us, you benefit from local specialists who can take the time to guide you through the process personally. We’ll help you find the mortgage program that works best for you – and with Union Savings Bank you’ll always benefit from local decision making, competitive rates and fast approval and processing once qualified.


Talk With Us Today 866.872.1866

Meet Our Home Financing Lending Team

Brian Skarda
Brian Skarda Senior Vice President, Residential Mortgage & Consumer Lending

Brian is head of the residential lending team at Union Savings Bank and has nearly 30 years in banking, spending the majority of those years at USB. He’s active in the Danbury community, volunteering at various non-profits such as Danbury High School Hall of Fame, Non-Profit Development Corporation of Danbury, and Friends of Richter Park.

Patty Dyer
Patty Dyer Team Leader, Vice President, Mortgage Lending

Patty is the leader of the Ridgefield Solutions Team. With 35 years of expertise in mortgage banking, she is a trusted resource for customers.  A recent recipient of the “Women of FIRE “ award, Patty has also held board positions for NM Hospital, NM Board of Realtors, Ridgefield Chamber of Commerce and the Women’s Center of Greater Danbury.

Tim Burke
Tim Burke Residential Lending

Tim has been an experienced and trusted residential lending professional for over 30 years. He enjoys helping first time homebuyers and is proud of having many repeat customers. When he’s not working with his clients you can find him coaching his kids in the Danbury youth baseball, soccer and PAL basketball leagues.

Alexandra Cruz
Alexandra Cruz Residential Lending

Alexandra is a USB residential lender who speaks English, Spanish and Portuguese. She has been working in banking for 16 years and has a B.S. in Business Administration from Post University and is currently working on completing her M.B.A. at UCONN.

Amy Ouellette
Amy Ouellette Residential Lending

Amy has been in residential mortgage banking for 15 years, working closely with clients, offering guidance, support and competitive solutions to assist them with their home mortgage needs. She has a B.S. from UCONN and works with NW Chamber of Commerce and the Litchfield County Board of Realtors.

Get started with a Simple and Secure Checking Account.

Get $25 cash back after your first purchase with a USB Credit Card.


1All loans are subject to credit approval.