You can easily rollover your former 401(k) account assets into an Individual Retirement Account (IRA) at Union Savings Bank. Once the assets are transferred to your personal IRA at Union Savings Bank, we will work with you to review your go...
Saving early and consistently can deliver a dramatic, positive outcome for your retirement savings. When you start early, you benefit greatly from the power of compounding interest over time. The Union Savings Bank’s Wealth Management team ...
When you change jobs, it’s important to review your investment strategy and asset allocations to accommodate your new salary and benefit package. It’s also key to understand your distribution options for your company’s retirement savings or...
Consistent saving throughout your lifetime is important in achieving your retirement goals. Now that your children may have moved out of the house, it could be time to boost your retirement contributions. Let us help you to continue to moni...
For investors approaching retirement, there are a number of planning options. Union Savings Bank’s Wealth Management team can help you invest and monitor your savings as you near retirement, and consider smart planning strategies for your w...
It’s never too late to begin saving for retirement, and it’s important to start a consistent, disciplined savings plan. Union Savings Bank’s Wealth Management team can help you explore how to improve your overall financial picture, perhaps ...
I’m in my mid 50s and I don’t have enough money saved for retirement. What do I do?
Let us help you create a road map to your future. As your children become less financially dependent on you and your career hits high gear, your disposable income should increase. This is the time to save aggressively and invest wisely. The...
I’m approaching retirement and have savings. How can my retirement savings grow?
You may have an inheritance or have amassed a significant amount of wealth through a strong savings plan over the years. Union Savings Bank’s Wealth Management team can help safeguard and grow your savings and investments during retirement....
Is there overdraft protection when I use my USB ATM Card or USB Debit Card?
We may allow you to overdraw your account at the ATM or when using your Visa® Debit Card, but in order for us to allow ATM and one-time debit card transactions to overdraw your account, we are required to obtain your consent (you must “opt-...
How do I open a Union Savings Bank personal savings account?
Please visit a branch to open your account. The process should take less than 15 minutes. Please bring two different forms of ID, e.g. a valid driver’s license, credit card, insurance card or passport. You must also bring funds for the mini...
Is there a minimum deposit required to open a Union Savings Bank personal savings account?
The minimum opening deposit varies depending on the type of savings account: Club Savings and Young Savers Account is $5.00; Essential Savings is $25, Landlord/Tenant Savings is $100.00; and Access Savings is $300.00. See all the features o...
Interest is compounded monthly and credited monthly, unless otherwise noted. The interest rate is variable, meaning the interest rate and annual percentage yield (APY) may change as often as daily, at our discretion. We use the daily balanc...
What type of personal savings accounts does Union Savings Bank offer?
Union Savings Bank offers a variety of savings products for every budget. Many feature flexible maturity periods designed to suit your financial needs:
• Essential Savings
• Access Savings
• Young Savers Account
• Club Savings Account
• Lan...
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By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. We encourage you view the UltiPro Privacy Policy to review the privacy and security policies of our partner. If you click cancel you will return to the Union Savings Bank website.