We create custom solutions for you and your business, without stacking you up with products and services you don’t need. We bring local knowledge to the table, whether it’s a quick small business loan or a more substantial commercial loan. We enjoy working with many local real estate professionals, developers and mortgage brokers, because making business loans in Connecticut helps build and strengthen the local economy.

Our lending team works with commercial real estate, industrial real estate, equipment and capital loans, lines of credit and easy small business loans. Our seasoned executives can work with you to offer competitive rates, low borrowing costs and tailored underwriting and pricing. We’re here for the lifetime of your business, and can help wherever you are on your journey.

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Gain the benefit of local experience and decision making with a commercial mortgage through Union Savings Bank. We offer fixed and variable rates for owner and non owner occupied properties with up to 80% financing with flexible terms and amortization up to 25 years. Our dedicated team of lenders knows the region’s business needs better than larger banks and can look at your particular situation with an local’s eye.


Truly handy for any business. Manage your business cash flow with the flexibility to borrow and repay against a set limit – as your business requires. Use a Union Savings Bank revolving line of credit to finance short-term borrowing or unexpected opportunities without having to reapply every time you need funds. Enjoy competitive rates and even attach to your business checking account for overdraft protection.


As your community bank, Union Savings Bank is committed to assisting local businesses in any way it can, and sometimes that’s helping navigate through government programs. We are a certified Small Business Association (SBA) lender as well as a Connecticut Development Authority (CDA) program administrator. We can help you obtain financing from these alternative lenders – often helping you qualify when conventional paths may not otherwise allow. These alternative lending options can cover start-up costs, equipment and inventory purchases, acquisitions, expansions and real estate – all at competitive fixed or variable rates.


Take advantage of lower current floating rates while knowing your rates won’t rise past a certain cap. We can also offer swaps for lower fixed rates than you may be able to find elsewhere.


Convenience, service and flexibility. That’s what you’ll find when working with Union Savings Bank for a Business Term Loan. This is the perfect option for fixed asset purchases such as equipment and vehicles or leasehold improvements. Our local team is familiar with the region’s business needs, and can work with you to offer flexible repayment schedules, competitive fixed and variable rates and other terms to suit your needs.


Fixed rate or variable, Union Savings Bank can offer up to 90% financing for construction loans to build out your business. With a single closing on construction-to-permanent loans, Union Savings Bank can simplify your financing and leave the stress out of the equation. Of course, our locally based team knows the region’s business needs well, and can offer local expertise and decision making for your unique situation.


As a well known community bank, Union Savings Bank can offer letters of credit to local businesses to help offer performance guarantees to qualified business customers. Payments to sellers are guaranteed, even internationally, and cancelled when obligations are completed.

Talk with us today.

Talk with us and we’ll do everything we can to help you keep your business running smoothly.

Call us at 866.650.0720 or complete the form and we’ll respond within 24 hours.

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Customer Stories


Small business owners take many leaps of faith in the course of running their business. Eileen O’Connor Kaminski took that leap, and landed in the heart of a local treasure. While her title says owner, Eileen feels like she shares LaSalle Market and Deli in Collinsville, CT, with the entire community, including her husband, four children and their growing families. But you don’t need to be a relative of the Kaminski’s to feel like part of the family at LaSalle Market. Every day, neighbors meet to enjoy a cup of coffee and a homemade meal, and each month, they gather for the LaSalle Give Back Series, a night of music and goodwill that supports a specific community need. When Eileen sat down with Union Savings Bank to discuss how to best leverage the Market’s assets for the future and create a business plan, she was supported by the same commitment to community that she has brought to LaSalle’s. Her first leap of faith now nine years behind her, Eileen can continue to serve up good food and local flavor for many years to come.


This section is for customers to securely submit documentation requested by the USB loan operations department. For questions or assistance please call us at 866.650.0720.

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*All loans and lines are subject to credit approval.