Portrait of smiling business owner
Portrait of smiling business owner

Power Your Business Forward With a Business Loan or Line of Credit

Get a fast small business loan with personal service from a banking partner with flexible solutions and local market expertise. We offer easy applications, quick funding, and local decision making. Your go-to business banking team is waiting.

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The Benefits of Working With USB

Custom Solutions For Your Business Needs
Competitive Rates & Low Borrowing Costs
Quick Funding & Flexible Repayment Schedules
Dedicated Business Banker To Help You

Which Business Lending Product Is Right For You?

Talk with us today!

Talk with us and we’ll do everything we can to help you keep your business running smoothly.

TERM LOANS

TERM LOANS

Great for fixed asset purchases such as equipment and vehicles; easy application and fast decisions. Learn more
REVOLVING LINES OF CREDIT

REVOLVING LINES OF CREDIT

Manage your business cash flow with flexibility to borrow and repay against a set limit; quick decisions and funding. Learn more
Small Business Association (SBA) Loans

Small Business Association (SBA) Loans

As a certified SBA lender, we can help you get financing at competitive rates. Learn more
REAL ESTATE LOANS

REAL ESTATE LOANS

We offer fixed and variable rates for owner and non-owner occupied properties with up to 80% financing with flexible terms. Learn more
Overdraft Protection

Overdraft Protection

USB Business Cash Reserve, our overdraft protection, link an existing business checking account to a line of credit. Learn more
Equipment & Vehicle Financing

Equipment & Vehicle Financing

We offer fixed asset financing for business equipment and vehicles, with quick decisions. Learn more
Talk with us today!

Talk with us and we’ll do everything we can to help you keep your business running smoothly.

Connect with a Business Banker

Need a business loan under $50,000?

Apply without financial statements or tax documents – get a decision in 24 hours with our streamlined Rapid Business Loan application process.

Learn More

Meet Your Business Bankers

First Vice President, Business Banking

Joe Vereline

With 15+ years of banking experience, I have held key roles in business banking and portfolio management. I specialize in flexible financing solutions that help businesses expand, manage cash flow, and seize new opportunities.

Vice President, Business Banking

Rich Lasky

With 25 years of experience in business lending, I specialize in Commercial Real Estate, Equipment and Vehicle Loans, Revolving Lines of Credit, and SBA Loans. I provide tailored financial solutions to support business growth and success.

Vice President, Business Banking

Tim McDonald

With 45 years of experience in commercial lending and business banking, I help businesses grow through customized financial solutions. My expertise includes commercial loans, credit analysis, and relationship management.

Vice President, Business Banking

Michael Tardella

A financial executive with 20+ years of experience in banking and business relationship management, specializing in small business lending. I provide tailored solutions, including lines of credit, equipment financing, real estate, and SBA loans.

Talk with us today.

Call: 866.650.0720
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Unlock Your Business Potential with Our Free Expert Guide

Starting a new business? Download our exclusive ABC’s of Business Banking resource – packed with proven insights from Union Savings Bank’s expert business bankers.

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Business Customer Stories

We've Helped Thousands of Local Connecticut Businesses Just Like Yours

Customer Stories
DANCE ETC.
When Jen decided that she wanted to start looking for her own piece of property for her small business, she turned to her trusted partner, Union Savings Bank, the community bank that’s been helping her feel comfortable with financial and banking decisions for over 10 years. As she continues to watch her students grow and succeed, we’ll be there to help make sure her business does too.
Customer Stories
KOSTER KEUNEN
There aren’t many businesses that can say they are in their fifth generation. For John Koster, president of Koster Keunen Manufacturing, located in Watertown, CT, there is a sense of responsibility to make it to the sixth and seventh generations. Established by newlyweds Johanna Keunen and Bernhard Koster in Holland in 1852, Koster Keunen has been a world leader in natural wax for over 160 years. Their refined waxes can be found in cosmetics, automotive applications, pharmaceuticals and inks, to name just a few. Recognizing the rising need for organic products, they were the first natural wax company in the U.S. to obtain the USDA Organic Handling Certificate. John’s over 14 year business banking relationship with Union Savings Bank has grown as the business has grown, to where the U.S. location now occupies over 100,000 square feet. A revolving line of credit helps finance the company’s seasonal purchases so Koster Keunen can deliver materials year round. Providing for customers as their needs arise – it’s a goal we have in common.
See More Customer Stories

Business & Commercial Loans FAQs

Can I advance from on my line of credit from the business on-line system?

Yes, the line advance is easy and quick from our business on-line system. Line of credit funds are deposited automatically into your linked checking account.

How do I contact the Union Savings Bank Business Banking small business lending team?

Call us at 866.872.1866 and we’ll meet you at a branch, your office or anywhere that is convenient.

Does Union Savings Bank offer small business loans?

Yes. We offer secured lines of credit for short-term cash flow needs, term loans for equipment and vehicle purchases, small business mortgage loans, and an unsecured business cash reserve line to protect against overdrafts. See our business lending products

What are the small business loan rates at Union Savings Bank?

Our small business loan interest rates are competitive and priced on an individual basis and therefore are not posted. One of our small business loan officers would be happy to further explain how pricing is determined. Call us at 866.872.1866.

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Personal Financial Statement Download

To download a Personal Financial Statement form, click the ``Download here`` button below to save it to your computer. You can then submit the form by logging into the Secure Document Upload Area below.

Download here

SECURE DOCUMENT UPLOAD AREA

This section is for customers to securely submit documentation requested by the USB loan operations department. For questions or assistance please call us at 866.650.0720.

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Disclaimers

All loans and lines are subject to credit approval.

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