Access Savings Account Features

  • Earn tiered interest as your balance increases
  • No $5 monthly service fee when you maintain a minimum daily balance or have an Access Checking account1
  • USB Debit Card for ATM deposits and withdrawals
  • Real-time fraud monitoring and alerts for your USB Debit Card
  • USB Online Banking
  • Mobile check deposit with the USB Mobile App
  • No charge to use USB ATMs with your USB Debit Card
  • Free paperless eStatements
  • Low $300 minimum opening balance
  • Free automatic transfers from your USB checking account
  • Can be used as overdraft protection for your checking account
  • Free paper statement for primary owner 60 years or older
  • Always excellent customer service

Or visit a branch or call us at 866.872.1866

Manage your bank account with ease

With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.

Looking for a better fit?

Essential Savings
Earn interest; open easily with a low minimum deposit
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Young Savers
Start saving, earn interest, skip the fees
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Your Future Starts Now

We can help you focus on your life stage financial planning journey, whether you’re just getting started or well on your way. Our FutureTrack website can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.

USB Savings Rates

Updated November 10, 2024
    • Annual Percentage Yield (APY)*
    • $0.01 - $9,999.99
    • 0.03%
    • $10,000.00 - $49,999.99
    • 0.03%
    • $50,000.00 - $99,999.99
    • 0.10%
    • $100,000.00 - $249,999.99
    • 0.15%
    • $250,000.00 - $749,999.99
    • 0.40%
    • $750,000.00+
    • 0.75%
    • Interest Rate
    • $0.01 - $9,999.99
    • 0.03%
    • $10,000.00 - $49,999.99
    • 0.03%
    • $50,000.00 - $99,999.99
    • 0.10%
    • $100,000.00 - $249,999.99
    • 0.15%
    • $250,000.00 - $749,999.99
    • 0.40%
    • $750,000.00+
    • 0.75%
    • Frequency Of Rate Change**
    • Variable
    • Interest Compounding
    • Monthly
    • Interest Credited
    • Monthly
    • Minimum Balance To Open Account
    • $300.00
    • Minimum Balance To Earn APY
    • $0.01

Disclaimers

¹ There are 3 ways to waive the $5.00 monthly service fee: Maintain a $500 minimum daily balance during the statement cycle; OR account holders who are 18 years of age or younger or 60 years of age or older; OR primary owner of Access Savings is an owner of Access Checking account.

UNION SAVINGS BANK RATE DISCLAIMERS

*Fees may reduce earnings

**Rates may change after the account is opened

Read all disclosures that apply to your account, including the Consumer Deposit Agreement and Schedule of Interest and Deposit Account Charges.

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