Three types of business checking accounts to choose from.

icon 060 - Checking
BASIC BUSINESS CHECKING
For low transaction volumes
  • No monthly service fee if $500 minimum daily balance maintained
  • 75 free transactions per month
  • And much more
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BUSINESS RELATIONSHIP CHECKING
For growing mid-sized businesses
  • No monthly service fee if $25,000 minimum daily balance maintained
  • 500 free transactions per month.
  • And much more
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Commercial Checking
For larger businesses with more complex banking needs
  • Improve cash flow
  • Reduce fees with earnings credits and pay only for services you use
  • And much more

Each USB business checking account includes

  • Business Online Banking
  • Bill Pay
  • Contactless USB Business Debit Cards
  • USB Business Mobile App
  • Remote Check Deposit
  • Merchant Card Processing
  • Free eStatements
  • USB ATMs

Commercial Account Analysis Checking

This analyzed business checking account is best for businesses with higher transaction volume or more complex banking and cash management needs. With this account:

  • Your monthly banking fees are determined by transaction volume, services utilized and an earnings credit for balances maintained
  • You have access to advanced cash management services like ACH bank transfers, Remote Check Deposit, Positive Pay and Lockbox services
  • A dedicated Treasury Services team member will be with you every step of the way

Business Checking FAQs

What are the system requirements for USB Online Banking?

Click to view the system requirements for USB Online Banking

How do I reorder checks?

To reorder checks click here
Your browser settings must be set to allow pop-ups for website and mobile to access all of the features.

What is the Send on Date for online check payments using Bill Pay?

The Send on Date is date that you select when scheduling your online check payment using Bill Pay in Online Banking and is displayed within the calendar widget when scheduling a bill payment.  The Send On date is when Union Savings Bank will check to see if the funds are in your account at approximately 9:00 p.m. EST. The funds to cover this payment must be in your account BEFORE 9:00 p.m. EST. If funds are not available at this time, the payment will fail and an email/alert will be sent. If the funds are available, the payment will be sent.

What is the Deliver by Date for online check payments using Bill Pay?

The Deliver by Date is the date you select that you would like your payment to be received by is displayed within the calendar widget when scheduling a bill payment. The process time is approximately 5 business days to arrive to the person/vendor you are paying. These checks are sent as if they were from you and funds will be withdrawn from your account when the payee cashes your check.

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Meet with a local banking expert to discuss your business goals and growth plans.

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down arrow Disclaimers

If the account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.

*Basic Business Checking monthly service fee waived if $500 minimum daily balance is maintained. Business Relationship Checking monthly service fee waived if $25,000 minimum daily balance is maintained. First two months are free for new customers only.

1 Additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits

2 Business Online Banking Multi User includes multiple tax IDs and multiple users; fees apply – contact Treasury Services for pricing at 203.830.6927 or treasuryservices@unionsavings.com

3 Business Relationship Checking customers are eligible for a no service fee Preferred Business Savings Account; if no Business Relationship Checking account, the service fee is $10.00 per statement cycle

4 A separate application is required. Subject to credit approval

**Visa’s Zero Liability Policy covers U.S. Visa issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify Union Savings Bank immediately of any unauthorized use. If determined that the unauthorized transactions occurred because of your gross negligence or fraud, the special limitations on liability may not apply. To access Visa’s Zero Liability Policy click here.