Union Savings Bank HELOC
The equity in your home can be leveraged in a number of ways, and establishing a Home Equity Line of Credit (HELOC) is the first step to unlocking this spending power. With a Union Savings Bank HELOC mortgage, you can use the funds to remodel your home, finance special purchases, tap into a rainy day fund, pay college tuition or most any other need. Interest rates are among the lowest you’ll find on loans, and in many cases, the interest is tax deductible1. Win – Win.
Union Savings Bank HELOC professionals can help you get started on creating a line of credit, so it’s there when you need it.
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We can help you focus on your life stage financial planning journey, whether you’re just getting started or well on your way. FutureTrack can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.
Get $25 cash back after your first purchase with a USB Credit Card.
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* Rates are subject to change without notice. The rate is a variable annual percentage rate (APR) that is 0.25% less than an index which is the US Prime Rate as published in the Wall Street Journal and will change along with changes in the index. Maximum rate is 18.0% APR. Requirements to obtain this rate include a middle score of the three scores received from the consumer reporting agencies of 740 or above (note: if there is more than one borrower, the lowest middle score of all borrowers will be considered), maximum LTV of 80%, an annual fee of $75.00, and a processing fee of $500.00 which is waived with monthly automatic payments from a USB checking account. There are no application, attorney or appraisal fees for loan amounts of $250,000 or less. Property insurance is required. All loans are subject to credit approval. Union Savings Bank is an Equal Housing Lender and Member FDIC.
1Consult your tax advisor.