Terms of Service

Unionsavings.com Website Terms of Use

1. INTRODUCTION

If you visit and or use Unionsavings.com, you are subject to the terms of use as outlined below (sometimes referred to as the “Terms”). Please read these terms carefully before you start to use this website. Use of the Unionsavings.com website constitutes acceptance of and an agreement to be bound by these terms. If you do not want to agree to these terms, you must not access or use this website. Union Savings Bank (sometimes referred to as the “Bank”) reserves the right, in its sole discretion, to modify or update these terms of use at any time. All changes are effective immediately after the Bank posts them and apply to all access to and use of the website thereafter. Please review the terms of use each time you visit Unionsavings.com for the most current information. Your continued use of the website following the posting of revised terms means that you accept and agree to the changes.

2. ACCESSING THE WEBSITE; PRIVACY

To access this website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of this website that all the information you provide on this website is correct, current, and complete. You agree that all information you provide to register with this website or otherwise, including but not limited to through the use of any interactive features on the website, is governed by our Internet Privacy Policy, and in some cases, our Bank Privacy Policy, and you consent to all actions we take with respect to your information consistent with the applicable privacy policy or policies.

If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this website or portions of it using your user name, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion, including if, in our opinion, you have violated any provision of these terms.
Union Savings Bank protects your personal information. Please review our Internet Privacy Policy and Bank Privacy Policy.

3. PROHIBITED USES

You may use this website only for lawful purposes and in accordance with these terms. You agree not to use this website:

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter”, “spam”, or any other similar solicitation.
  • To impersonate or attempt to impersonate Union Savings Bank, a Union Savings Bank employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of this website, or which, as determined by us, may harm the Bank or users of this website or expose them to liability.
  • To introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of this website, the server on which this website is stored, or any server, computer, or database connected to this website.

4. TRADEMARKS

The Union Savings Bank name and logos, and all related names, logos, product and service names, designs, and slogans are trademarks of the Bank or its affiliates or licensors. All other names, logos, product and service names, designs, and slogans on this website are the trademarks of their respective owners. You may not copy, display or use such marks without the prior written permission of the Bank or their respective owners and any unauthorized use of the trademarks or other third party logos posted on Unionsavings.com is strictly prohibited.

5. THIRD PARTY WEB LINKS

In some instances Union Savings Bank will provide links to third party websites not operated by Union Savings Bank. All links within the site are to business partners and relevant content, and are carefully reviewed. The Bank carefully selects the business partners and other organizations that are provided as links, however please be advised that Union Savings Bank does not guarantee the products, information, recommendations, or security at these linked sites, and is not liable for failure of products or services advertised or offered on them. If you decide to access any of the third-party websites linked to this website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

6. INTELLECTUAL PROPERTY

This website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Union Savings Bank, its licensors, or other providers of such material and are protected by United States and international copyright, patent, trademark, trade secret, and other intellectual property or proprietary rights laws. These terms permit you to use this website for your personal use only.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the website in breach of these terms, your right to use the website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the website or any content on the website is transferred to you, and all rights not expressly granted are reserved by Union Savings Bank. Any use of this website not expressly permitted by these terms is a breach of these terms and may violate copyright, trademark, and other laws.

All original content © 2017 Union Savings Bank. All rights reserved. No part of this website may be copied, reproduced, modified, or distributed in any form or manner without the prior written permission of Union Savings Bank.

7. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL UNION SAVINGS BANK, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

8. INDEMNIFICATION

You agree to indemnify and hold harmless Union Savings Bank and its affiliates and each of their directors, volunteers, officers, and employees, from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Unionsavings.com site, your violation of the Terms, or your violation of any rights of another.

9. EXCLUSIONS OF WARRANTIES; LIMITATION OF CLAIMS

YOUR USE OF THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER UNION SAVINGS BANK NOR ANY PERSON ASSOCIATED WITH UNION SAVINGS BANK MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER UNION SAVINGS BANK NOR ANYONE ASSOCIATED WITH UNION SAVINGS BANK REPRESENTS OR WARRANTS THAT THIS WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THIS WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. TO THE FULLEST EXTENT PROVIDED BY LAW, UNION SAVINGS BANK HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.’ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
10. GOVERNING LAW

All matters relating to this Website and these Terms and any dispute or claim arising there from or related there to (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Connecticut without giving effect to any choice or conflict of law provision or rule (whether of the State of Connecticut or any other jurisdiction). Any legal suit, action, or proceeding arising out of, or related to, these terms or this website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Connecticut and County of Fairfield (although we retain the right to bring any suit, action, or proceeding against you for breach of these terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
BY ACCESSING UNIONSAVINGS.COM, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS OF USE AND AGREE TO FOLLOW ALL LAWS AND REGULATIONS APPLICABLE TO THE USE OF THIS WEBSITE.

Last Updated: 09/20/2017