Get up to $150 when you open an Essential checking account*
Get up to $150 when you open an Essential checking account*
Essential Checking Account Features
- $0 monthly service fee
- Access to Zelle® – quickly and easily send money to friends, for free in our app.
- Early Payday gets you paid up to two days earlier
- Spending Insights – analyzes your spending to make budgeting easier
- $0 monthly service fee Essential Savings account3
- Contactless USB Debit Card (get it right away at a branch!)
- Real-time fraud monitoring and alerts for your contactless USB Debit Card
- Debit card controls within the USB Mobile App so you can control spending, review transactions, and reduce the chance of fraud
- USB Online Banking with Bill Pay
- Mobile check deposit with the USB Mobile App
- Digital Wallets can be linked to your contactless USB Debit Card
- Free paperless eStatements
- No charge to use USB ATMs with your contactless USB Debit Card
- Free paper statement for primary owner 60 years or older 3
- Six free non-USB ATM transactions for ages 15-24 4
- Always excellent customer service
Or visit a branch or call us at 866.872.1866
USB Spending Insights: Helping you know when you can spend and when you should save.
Manage your bank account with ease
With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.
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We can help you focus on your financial journey, whether you’re just getting started or well on your way. Future Track can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.
FutureTrack We Love to Save Blog
Disclaimers
1 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Essential Checking account; account subject to $3 monthly paper statement fee if primary owner is under 60 years of age.
2 Non-USB ATM transaction fee waived up to 6 times per statement cycle for ages 15-24 (age based on primary owner).
If account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.
* To receive up to $150 bonus, open a new Essential Checking account (subject to approval) and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account at the same time as the checking account, and maintain a $500 average balance or more for 90 days from the date of account opening. New USB savings customers only.
To receive up to $600 bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $300.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $300.00 when you open a companion Access Savings account at the same time as the checking account and maintain an average balance of $15,000 or more for 90 days from the date of account opening. New USB savings customers only.
Offer is valid from July 24, 2024 through October 16, 2024. New USB personal checking customers only. Limit one per household. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between September 24, 2024, and January 31, 2025, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.
Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.