Core Checking Worry-free checking with no overdraft fees

Core Checking helps you better manage your budget with a low monthly fee of $5.00 and no overdraft fees1. You’ll get peace-of-mind knowing you will spend only what you have.

Core Checking is a certified Bank On account as it meets National Account Standards for affordability, safety and access to a no-overdraft-fee banking account.

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Core Checking Account Features

  • Open with as little as $10
  • $0 monthly service fee Essential Savings account2
  • Early Payday gets you get paid up to two days earlier
  • Spending Insights analyses your spending to make budgeting easier
  • A low monthly fee of $5.00 and no overdraft fees1
  • USB Mobile App with free access to Zelle®
  • USB Online Banking with Bill Pay
  • Contactless USB Debit Card (get it right away at a branch!)
  • Digital Wallets offer secure payment options
  • Real-time fraud monitoring and alerts for your contactless USB Debit Card
  • Debit card controls within the USB Mobile App so you can control spending, review transactions, and reduce the chance of fraud
  • Free paperless eStatements
  • Free paper statement for primary owner 60 years or older2
  • Always excellent customer service

USB Spending Insights

Get daily snapshots of your expenses

So you know when to spend and when to save.

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Manage your bank account with ease

With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.

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Disclaimers

1 If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. It is possible for the account to be overdrawn and have a negative balance, but no overdraft fees will be charged.

2 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Core Checking account; account subject to $3 monthly paper statement fee if primary owner is under 60 years of age.

Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.

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