Checking that
gets you further
Open an account today and get up to
Core Checking Account Features
- Open with as little as $10
- USB Mobile App with free access to Zelle®
- USB Online Banking with Bill Pay
- Contactless USB Debit Card (get it right away at a branch!)
- Digital Wallets offer secure payment options
- Early Payday gets you paid up to two days earlier
- Spending Insights analyses your spending to make budgeting easier
- $0 monthly service fee Essential Savings account2
Or visit a branch or call us at 866.872.1866
USB Spending Insights: Helping you know when you can spend and when you should save.

Manage your bank account with ease
With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.
Disclaimers
1 If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. It is possible for the account to be overdrawn and have a negative balance, but no overdraft fees will be charged.
2 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Core Checking account
Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.
*To receive up to $100 checking bonus, open a new Essential Checking account (subject to approval) and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
To receive up to $150 checking bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $100.00 if you make one qualifying direct deposit within 60 days of opening the account and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
Offer is valid from February 15, 2023, through May 10, 2023. New USB personal checking customers only. Limit one per household. Promotion may be canceled without notice. Bonus amounts will be credited to checking account between April 1, 2023, and July 31, 2023, depending on the date you open the account. Account must be open and in good standing to receive bonus. The checking bonus is subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.