¹ Essential Checking has no monthly service fee. There are 3 ways to waive the Access Checking monthly service fee: maintain a minimum balance of $5,000, combined deposit balances of $25,000, or combined deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.

² No $5 monthly service fee when primary owner of Access Savings account is an owner of Access Checking account.

*To receive up to $150 checking bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $100.00 if you make one qualifying direct deposit within 60 days of opening the account and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.

Offer is valid from July 17, 2023, through October 28, 2023. New USB personal checking customers only. Limit one per household. Promotion may be canceled without notice. Bonus amounts will be credited to checking account between October 1, 2023, and January 31, 2024, depending on the date you open the account. Account must be open and in good standing to receive bonus. The checking bonus is subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.

**Fees may reduce earnings
***Rates may change after the account is opened

Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and condition apply.

Member FDIC.