For a limited time, you can get up to $300* when you open a new personal checking account with us

GET UP TO $300*
WHAT YOU GET WITH
Access Checking

  • Free unlimited ATM transactions
  • Earn interest on your balance
  • No or low monthly service fee1
  • Early Payday so you get paid up to 2 days early
  • USB Mobile app with free access to Zelle®, digital wallets and more

GET UP TO $150*
WHAT YOU GET WITH
Essential Checking

  • Early Payday so you get paid up to 2 days early
  • No monthly service fee
  • USB Mobile app with free access to Zelle®
  • Get immediate access to your Debit Card that can be added to your Digital Wallet

Offer ends September 13, 2025. View complete qualifying disclaimer information.

HOW TO GET YOUR BONUS

GET UP TO $300*
Access Checking
Open a new Access Checking account by September 13, 2025

DEPOSIT & TRANSACT

  • $150 if you make one direct deposit
  • $150 when you open an Access Savings account and keep a $15,000 average balance for 60 days

GET UP TO $150*
Essential Checking
Open a new Essential Checking account by September 13, 2025.

DEPOSIT & TRANSACT

  • Get $50 if you make one direct deposit
  • Get $50 when you open a USB Debit Card and make 10 debit card purchases
  • Get $50 when you open an Essential Savings account and keep a $500 average balance for 60 days

Offer ends September 13, 2025. View complete qualifying disclaimer information.

Open an
Account Today

We will personally help you every
step of the way.

Call Us
Call Us
866.872.1866
Visit Us
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Want to avoid overdraft fees?

GET UP TO $150*

Core Checking

Core Checking is a Bank On certified account that helps you better manage your budget with a low monthly fee of $5.00 and no overdraft fees2

CORE CHECKING ACCOUNT FEATURES

  • Open with as little as $10
  • Early Payday so you get paid up to two days early
  • $0 monthly service fee Essential Savings account3

  • Get immediate access to a USB Debit Card that can be added to your Digital Wallet
  • USB Mobile App with free access to Zelle®
  • Real-time fraud monitoring and alerts for your USB Debit Card

Offer ends September 13, 2025. View complete qualifying disclaimer information.

Need more details before opening an account?

Explore the accounts below

Access Checking
Essential Checking
Core Checking

Disclaimers

*To receive up to $150.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.

To receive up to $300.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.

Offer is valid from June 15, 2025, through September 13, 2025. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between September 1, 2025, and December 31, 2025, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.

Visit unionsavings.com for complete details. Member FDIC.

1 There are 3 ways to waive the monthly service fee: maintain a minimum balance of $5,000, combined deposit balances of $25,000, or combined deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.

2 If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. It is possible for the account to be overdrawn and have a negative balance, but no overdraft fees will be charged.

3 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Essential or Core Checking account; or if the primary owner of Essential Savings account is 18 years of age or younger or 60 years of age or older; or maintain a $300 minimum daily balance.

Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.

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