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Investing & Wealth Management

Investing & Wealth Management

What do I do with my 401k when I change jobs?

You can easily rollover your former 401(k) account assets into an Individual Retirement Account (IRA) at Union Savings Bank. Once the assets are transferred to your personal IRA at Union Savings Bank, we will work with you to review your go...

How much should I save for retirement in my 20’s?

Saving early and consistently can deliver a dramatic, positive outcome for your retirement savings. When you start early, you benefit greatly from the power of compounding interest over time. The Union Savings Bank’s Wealth Management team ...

How much should I save for retirement in my 30’s?

While it’s human nature to procrastinate, the cost of delaying your investment plan can be huge. If you aren’t saving, start today. If you are already contributing to your 401(k), always increase your contribution as your compensation incre...

How much should I save for retirement in my 40’s?

When you change jobs, it’s important to review your investment strategy and asset allocations to accommodate your new salary and benefit package. It’s also key to understand your distribution options for your company’s retirement savings or...

How much should I save for retirement in my 50’s?

Consistent saving throughout your lifetime is important in achieving your retirement goals. Now that your children may have moved out of the house, it could be time to boost your retirement contributions. Let us help you to continue to moni...

How much should I save for retirement in my 60’s?

For investors approaching retirement, there are a number of planning options. Union Savings Bank’s Wealth Management team can help you invest and monitor your savings as you near retirement, and consider smart planning strategies for your w...

I have no retirement savings at 40 years of age.

It’s never too late to begin saving for retirement, and it’s important to start a consistent, disciplined savings plan. Union Savings Bank’s Wealth Management team can help you explore how to improve your overall financial picture, perhaps ...

I’m in my mid 50s and I don’t have enough money saved for retirement. What do I do?

Let us help you create a road map to your future. As your children become less financially dependent on you and your career hits high gear, your disposable income should increase. This is the time to save aggressively and invest wisely. The...

I’m approaching retirement and have savings. How can my retirement savings grow?

You may have an inheritance or have amassed a significant amount of wealth through a strong savings plan over the years. Union Savings Bank’s Wealth Management team can help safeguard and grow your savings and investments during retirement....

I’m too busy to manage my own money. How can you help?

While you are focused on your career and other responsibilities, Union Savings Bank’s Wealth Management team can help manage your investments We work on a highly individual and customized basis, utilizing a broad array of services including...

How do I manage my finances after death of a spouse?

Union Savings Bank’s Wealth Management team can help in difficult times of transition. We can step in and manage your family’s financial affairs due to unforeseen circumstances – illness, incapacity, or even death. We work to safeguard yo...

How do I protect my spouse and family from unintended financial consequences upon my death?

Union Savings Bank’s Wealth Management department offers comprehensive trust and fiduciary services. We can complement your family’s estate plans by serving as a corporate fiduciary, i.e., and Executor and/or Trustee. If necessary, we can...

How do I transfer wealth to the next generation?

Union Savings Bank’s Wealth Management team routinely provides thorough financial planning services designed to maximize intergenerational wealth. We utilize a number of investment and tax planning strategies beneficial to your entire famil...

How can I make my money last through retirement?

Union Savings Bank’s Wealth Management team works with you to develop highly customized investment programs. Our planners work to understand your lifetime goals and investment risk tolerance. An important part of this includes anticipatin...

How can I have enough money in retirement?

Union Savings Bank’s Wealth Management team works with you to develop highly customized investment programs. An important part of this includes planning for income during retirement. Our Wealth Management team will project your investment...

How do I leave a legacy?

Union Savings Bank’s Wealth Management team can help ensure your personal objectives and legacy goals are realized. While this often requires advanced trust and estate planning, our Trust Department is uniquely qualified to assist in struct...

Does Union Savings Bank offer retirement planning?

Yes. For more information please visit or call us at 866.872.1866.

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