Relationship Checking Account Features

  • Earn Interest On Your Balance
  • Non-USB ATM USB fee waived up to 8 times per statement cycle¹
  • $0 monthly service fee²
  • Real-time fraud monitoring and alerts for your USB Debit Card
  • USB Online Banking with Bill Pay
  • Mobile check deposit with the USB Mobile App
  • No charge to use USB ATMs with your USB Debit Card
  • Free paperless eStatements
  • USB People Pay to make and share payments between friends
  • Always excellent customer service
  • Minimum opening balance $50

Or visit a branch or call us at 866.872.1866

$0 Monthly Service Fee

When You Meet Any of the Following Criteria:

  • Maintain a minimum balance of $5,000 OR
  • Maintain combined deposit balances of $25,000, OR
  • Maintain combined deposit and loan balances of $50,000. Loan balances include consumer and residential mortgage loans.
Otherwise a $15 monthly service fee will apply

Looking for a Better Fit?

CLASSIC CHECKING
No monthly service fee
Account Details
CLASSIC STUDENT CHECKING
All the basics plus no monthly service fee
Account Details

Your Future Starts Now

We can help you focus on your financial journey, whether you’re just getting started or well on your way. Future Track can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.

USB Rates

Updated June 11, 2019
    • Annual Percentage Yield (APY)*
    • $0.01 - $4,999.99
    • 0.05%
    • $5,000.00 - $24,999.99
    • 0.05%
    • $25,000.00 - $49,999.99
    • 0.10%
    • $50,000.00 - $99,999.99
    • 0.10%
    • $100,000.00+
    • 0.15%
    • Interest Rate
    • $0.01 - $4,999.99
    • 0.05%
    • $5,000.00 - $24,999.99
    • 0.05%
    • $25,000.00 - $49,999.99
    • 0.10%
    • $50,000.00 - $99,999.99
    • 0.10%
    • $100,000.00+
    • 0.15%
    • Frequency of Rate Change**
    • Variable
    • Interest Compounding
    • Monthly
    • Interest Credited
    • Monthly
    • Minimum Balance to Open Account
    • $50.00
    • Minimum Balance to Earn APY
    • $0.01

down arrow Disclaimers

1Relationship Checking customers receive 8 free non-USB ATM transactions posted to the account during each statement cycle. You will not be charged for using another bank’s ATM and we will reimburse the fee charged by the other bank. These transactions are per account.

2There are 3 ways to waive the monthly service fee: maintain a minimum balance of $5,000, combine deposit balances of $25,000, or combine deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.

*Fees may reduce earnings

**Rates may change after the account is opened

Account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.