Consumer Loans that Fit Your Lifestyle
No matter what the goal or occasion, Union Savings Bank offers consumer loans that provide varied financing options and the freedom to live your life to the fullest. Enjoy competitive rates among the best in the market area. All credit decisions at Union Savings Bank are made locally, which means faster responses to loan requests.
Scroll down to view our entire offering of loan options.
Vehicle & Motorcycle Loans: You've found the right vehicle for your needs and your budget. Union Savings Bank can help put you in the driver’s seat! We make purchasing a new or used car or motorcycle easy and more affordable. Enjoy fast approval, no fees or hidden charges and flexible refinancing options.
New or used, car or motorcycle, purchase or refinance – you’ve got options!
Overdraft Protection: Protect yourself from overdrafts with a personal line of credit that provides overdraft protection when your checking account balance drops below zero. So if you don’t have the balance available to cover a check, purchase or withdrawal, funds are advanced from your Overdraft Protection, up to your available limit.
Collateral Loans: A secured loan in which the borrower pledges an asset, as collateral for that loan. Union Savings Bank offers our customers added flexibility and loan power on certain eligible Union Savings Bank accounts for quick, no credit review loans. The following are eligible accounts for this loan type:
- Savings Passbook or Statement Accounts
- Savings Passbook or Statement Accounts that are “in trust for”
- Certificate Passbook or Statement Accounts
- Certificate Passbook or Statement Accounts that are “in trust for"
Personal Loans: Facing unexpected car repairs, medical expenses, legal fees or tuition (excludes post-secondary education)? Have a wedding or special event in your future? If you have steady income and a good credit history, you can borrow money with an Unsecured Loan from Union Savings Bank. Competitive fixed rates and no pre-payment penalty.
Home Improvement Loans: Considering a renovation effort? With a Home Improvement Loan you can update a home’s features or enjoy more living space while remaining in a familiar neighborhood, finish a basement or add an attic bedroom, and more!
Home Improvement Smart-E Loans: Thinking about upgrading your home to be more energy efficient? Smart-E Loans offer long-term, low-interest financing through participating lenders to help Connecticut residents make home energy improvements. Smart-E Loans are affordable, simple and quick to access.
Boat Loans: If you dream of plying rivers, lakes and streams, sailing to far-away ports or just fishing away your weekends, let us help you with a loan for the purchase or refinance of a recreational boat. Purchase or refinance a recreational boat up to $150,000.
All loans subject to credit approval.