A collateral loan is a secured loan in which the borrower pledges an asset. Union Savings Bank offers added flexibility and loan power to customers on certain eligible accounts for quick, no credit review loans. These loans are processed an...
Smart E Loans offer long-term, low-interest financing through participating lenders to help Connecticut residents make home energy improvements. Smart-E Loans are affordable, simple, and quick to access.
What types of home improvements qualify for a Smart E loan?
o 80% of the total cost of the improvement must be directly related to energy savings such as:
o Weatherization
o Equipment replacement energy efficient furnace, hot water heater
o Natural gas conversion
o Solar PV and hot water systems and...
What types of properties can I get a Smart E Home improvement on?
You can get a Smart E Home improvement loan on 1-4 unit primary residence homes, individually metered condominiums and your home must be primary residence located in the state of Connecticut.
Approximately 48 hours for Union Savings Bank to underwrite the borrower. The borrower then has to get approval of the contractor and the work to be performed from State of CT- CT Greenbank.
o Consumer Application
o Two most recent pay stubs, and two most recent W-2 or if self-employed, copies of most recent 2 years signed tax returns (all pages and schedules)
o Purchase agreement or bill of sale
Is there a difference between a used car and a new car loan?
o New vehicles can be financed up to 100% of the purchase cost. The term for new vehicle financing is 5 years/60 months
o Used vehicles (exceeding 10,000 miles) can be financed for up to 80% of the NADA. Terms vary depending on the age of t...
What types of personal loans does Union Savings Bank offer?
o Vacation – limit of $2,000.00 term 1 year proof needed
o Establish credit — $500.00 term 6 months
o Bring Family to United States term 1 year proof needed
o Car repairs term 1 year estimate needed
o Tuition – preschool through grade 12 te...
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. We encourage you to read and evaluate the privacy and security policies of the site you are entering. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. If you click cancel you will return to the Union Savings Bank website.
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. We encourage you view the UltiPro Privacy Policy to review the privacy and security policies of our partner. If you click cancel you will return to the Union Savings Bank website.