Construction to Permanent Loan
We’ll help you build and finance your primary residence or vacation home.
Why choose a Construction to Permanent Loan?
Build or renovate your existing home with ease and confidence. Enjoy benefits such as:
- One closing
- Interest-only payments during construction
- Local/in house underwriting decisions
- Flexible draw schedules
- No prepayment penalty
- Terms up to 30 years on either fixed or adjustable-rate mortgage
More Lending Options to Meet Your Needs
Disclaimers
1 All loans are subject to credit approval.
*$500 offer is valid for a purchase transaction with a loan amount up to $540,000. Offer valid April 21-July 15, 2025. To qualify for the 0.125% discounted rate, the loan must be set up with an automatic payment deduction from a Union Savings Bank personal checking or savings account. The discounted rate will remain in effect as long as automatic payments (ACH) from a Union Savings Bank account continue. If the ACH payment is canceled, the interest rate is subject to a 0.125% increase $500 bonus amount will be credited to USB checking and/or savings account between July 16, 2025, and August 31, 2025, based on the date the loan closes. Bonuses are subject to 1099 IRS reporting requirements. Account must be open and in good standing to receive bonus. Additional terms and conditions may apply. Offer subject to change without notice. All loans and line are subject to credit approval.