Why/How should I use USB Spending Insights?

Spending Insights will help you stay on top of your finances by monitoring historical spending patterns of your Deposit accounts and contactless Debit Card usage. This feature will display observations that will help you set budgets in various spending categories and keep you appraised of your progress. It will also help alert you about possible balance issues and update you on when important deposits are received, like direct deposits from payroll or government payments.