Yes. 3D Secure is fraud mitigation technology offered by Visa for ecommerce transactions. It provides another layer of security for our cardholders when you are shopping online at certain merchants. You may be asked to provide a one-time passcode (OTP) in order to authenticate the transaction; simply follow the prompts to complete the authentication. If you have any trouble with the OTP please call our Customer Service Center at 866.872.1866.