Business Checking - Solutions that work hard for you.
Whether you’re looking for a simple way to manage your cash or have more complex banking needs, we have an business checking account for you. And we’ll provide personalized service and set-up assistance to get you going quickly.
Four types of business checking accounts to choose from.
BASIC BUSINESS CHECKING
- No monthly service fee if $500 minimum daily balance is maintained
- 75 free transactions per month
BUSINESS RELATIONSHIP CHECKING
- No monthly service fee if $25,000 minimum daily balance maintained
- 500 free transactions per month.
Commercial Checking
- Improve cash flow
- Reduce fees with earnings credits and pay only for services you use
- BASIC BUSINESS CHECKING
- BUSINESS RELATIONSHIP CHECKING
- USB ADVANTAGE BUSINESS CHECKING
Not sure where to begin?
Let’s compare business checking accounts.
- BASIC BUSINESS CHECKING
- BUSINESS RELATIONSHIP CHECKING
- USB ADVANTAGE BUSINESS CHECKING
- Minimum Opening Balance
- $100
- $100
- $100
- Service Fee Per Statement Cycle
- $7.50*
- $12.00*
- $15.00*
- Minimum Daily Balance to Waive Service Fee
- $500
- $25,000
- Varies*
- Debit & Credit Transactions Free Per Month
- 751
- 5001
- 5001
- Business Online Banking (Single-User)
- Free
- Free
- Included
- Business Online Banking (Multi-User)
- Available2
- Available2
- Included
- Business Mobile App with Mobile Deposit
- Preferred Business Savings Account
- Available
- Free3
- Available
- Remote Check Deposit
- Available
- Available
- Available†
- Merchant Services
- Available4
- Available4
- Available4
- USB Credit Cards & Procurement Cards
- Available4
- Available4
- Available4
- Cash Management & Treasury Services
- Available
- Available
- Select Services Included††
- USB ATMs
- No charge
- No charge
- No charge
Commercial Account Analysis Checking
This analyzed business checking account is best for businesses with higher transaction volume or more complex banking and cash management needs.
With this account:
- Your monthly banking fees are determined by transaction volume, services utilized and an earnings credit for balances maintained
- You have access to advanced cash management services like ACH bank transfers, Remote Check Deposit, Positive Pay and Lockbox services
- A dedicated Treasury Services team member will be with you every step of the way
Each USB business checking account includes
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Disclaimers
If the account becomes overdrawn, fees may be assessed. Please see our Schedule of Charges – Consumer and Business Accounts in a branch or call 866.872.1866 for further information.
*Basic Business Checking monthly service fee waived if $500 minimum daily balance is maintained. Business Relationship Checking monthly service fee waived if $25,000 minimum daily balance is maintained. First two months are free for new customers only.
1 Additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits
2 Business Online Banking Multi User includes multiple tax IDs and multiple users; fees apply – contact Treasury Services for pricing at 203.830.6927 or treasuryservices@unionsavings.com
3 Business Relationship Checking customers are eligible for a no service fee Preferred Business Savings Account; if no Business Relationship Checking account, the service fee is $10.00 per statement cycle
4 A separate application is required. Subject to credit approval. The creditor and issuer of the USB Business Credit card is Elan Financial Services, pursuant to a license from VISA U.S.A Inc.