Business Cash Reserve
Use a line of credit to cover overdrafts and protect against returned checks and fees.
Overdraft protection for business = peace of mind
With a USB Business Cash Reserve overdraft line of credit linked to your business checking account, you can:
- Cover overdrafts for transactions such as a check, debit card charge, preauthorized electronic fund transfer
- Help protect against returned checks and unnecessary fees
We make it easier for our business owners with automatic repayment
With our unique USB Business Cash Reserve, once a deposit is made to the linked checking account, the overdraft line is automatically repaid, saving you time and interest. Most overdraft lines require the borrower to actively make a repayment, which is just one more thing for a busy business owner to remember to do.
Special Limited Time Offer
$50 first year annual fee is waived when you open a USB Business Cash Reserve by August 31, 2022.*
*All loans and lines are subject to credit approval. To receive USB Business Cash Reserve year annual fee waiver, line of credit application must be received by August 31, 2022.