Overdraft protection for business = peace of mind

With a USB Business Cash Reserve overdraft line of credit linked to your business checking account, you can:

  • Cover overdrafts for transactions such as a check, debit card charge, preauthorized electronic fund transfer
  • Help protect against returned checks and unnecessary fees

We make it easier for our business owners with automatic repayment

With our unique USB Business Cash Reserve, once a deposit is made to the linked checking account, the overdraft line is automatically repaid, saving you time and interest. Most overdraft lines require the borrower to actively make a repayment, which is just one more thing for a busy business owner to remember to do.

Special Limited Time Offer

$50 first year annual fee is waived when you open a USB Business Cash Reserve by August 31, 2022.*


*All loans and lines are subject to credit approval. To receive USB Business Cash Reserve year annual fee waiver, line of credit application must be received by August 31, 2022.

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* All loans and lines are subject to credit approval.

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