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Why You Should Consider an Adjustable Rate Home Equity Line of Credit

Today's rates as low as:

Updated September 19, 2017

4.00%* APR
(Annual Percentage Rate) Prime - .25%

With today’s low rate environment and Union Savings Bank’s even lower offering, now is the perfect time to take advantage of the equity in your home. Do some renovations, pay tuition, consolidate debt and more.

Don’t let this low rate opportunity pass you by. Apply for your home equity line of credit today. Call 203.830.4800 or stop by your local branch today!

There are no application, attorney or appraisal fees for loan amounts of $250,000 or less. Home Equity Lines of Credit are available on owner-occupied homes for consumer purposes only, with a draw period of 10 years, followed by a repayment period of 10 years. Property insurance is required. 

*Rates are subject to change without notice.  The rate is a variable annual percentage rate (APR) that is 0.25% less than an index which is the US Prime Rate as published in the Wall Street Journal and will change along with changes in the index.  Maximum rate is 18.0% APR.  Requirements to obtain this rate include a middle score of the three scores received from the consumer reporting agencies of 740 or above (note: if there is more than one borrower, the lowest middle score of all borrowers will be considered), maximum LTV of 80%, an annual fee of $75.00, and a processing fee of $500.00 which is waived with monthly automatic payments from a USB checking account.

All loans are subject to credit approval.