Give New Meaning to the Word Homework
Apply for a Home Equity Line of Credit Today
HELOC rates as low as 4.00% APR*
Did you know that the equity in your home can create opportunities to remodel your home, consolidate your bills, or pay for college tuition and that summer wedding? So why not put your home to work by applying for a Union Savings Bank Home Equity Line of Credit (HELOC) today.
How Does it Work?
A HELOC is like a rainy (or sunny!) day fund, giving you money when you need it.
*Rates are subject to change without notice. The rate is a variable annual percentage rate (APR) that is 0.25% less than an index which is the US Prime Rate as published in the Wall Street Journal and will change along with changes in the index. Maximum rate is 18.0% APR. Requirements to obtain this rate include a middle score of the three scores received from the consumer reporting agencies of 740 or above (note: if there is more than one borrower, the lowest middle score of all borrowers will be considered), maximum LTV of 80%, an annual fee of $75.00, and a processing fee of $500.00 which is waived with monthly automatic payments from a USB checking account. There are no application, attorney or appraisal fees for loan amounts of $250,000 or less. Property insurance is required. All loans are subject to credit approval. Union Savings Bank is an Equal Housing Lender and Member FDIC.