Early Payday is Here!

With our Early Payday feature, you can get paid up to two days early with no extra cost. Seriously. So open up a personal checking account, set up direct deposit and get what you need now – not later.

How To Get Paid Early

No need to Enroll. You’re automatically enrolled if you currently have a USB personal checking account with direct deposit. As soon as we receive your direct deposit information from your employer, you’ll get access to your pay, up to two days early.

payday icon2 1 - USB Early Payday

Advantages of Early Payday

It’s Free! USB Early Payday is free for all of our customers who have a personal checking account with direct deposit set up.

It’s more than just your paycheck. Other types of direct deposits of government payments that could qualify for Early Payday include – a tax refund, unemployment benefits, Social Security, military and pension payments, and Advance Child Tax Credits.

Don’t have direct deposit?

Print and fill out our Switch Direct Deposit form, then give it to the company making your direct deposit. For payroll direct deposit, you should give the completed form to your Human Resources contact.

Employer doesn’t offer direct deposit?

Have them call us at 866.872.1866 to discuss how we can help them with payment processing. Then, once you and your employer are set up for direct deposit, you’re automatically qualified to receive direct deposits up to two days early.

Early Payday FAQs

How do I get Early Payday?

It’s easy! Open any USB personal checking account and set up direct deposit. You’ll then receive your paycheck up to two days early as an automatic feature.

Is there a fee for Early Payday?

No! It’s free to anyone with a USB personal checking account with direct deposit.

How does Early Payday work?

Once you have been set up for direct deposit, early availability of your paycheck is based on when we receive the direct deposit information from your employer. If it is prior to payday, we will make your money available to you up to two days early.

Will I always get my paycheck up to two days early?

There’s no guarantee that you will always receive your paycheck up to two days early since it depends on when each payroll item is received by us. That’s why it’s important for you to monitor your accounts to make sure your direct deposit is in your account before you spend the funds.