*To receive up to $150.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 average balance or more for 60 days from the date of account opening. New USB savings customers only.

To receive up to $300.00 bonus, open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150.00 when you open a companion Access Savings account as the primary account holder at the same time as the checking account and maintain an average balance of $15,000 or more for 60 days from the date of account opening. New USB savings customers only.

Offer is valid from February 10, 2025, through April 30, 2025. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between May 1, 2025, and July 31, 2025, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.

**APY stands for Annual Percentage Yield. Assumes interest remains on deposit in your account to maturity.  A withdrawal will reduce earnings. Early withdrawals are subject to a penalty fee, please refer to the Consumer Deposit Account Agreement for fee details.

***5 Month Promotional CD renewal term is 6 months; 8 Month Promotional CD renewal term is 9 months; 13 Month Promotional CD renewal term is 12 months; 25 Month Promotional CD renewal term is 24 months; 54 Month Promotional CD renewal term is 48 months. Upon maturity the 7 Month Flex CD will automatically renew into a 7 Month Flex CD at the current rate of interest.

^To qualify for the 0.125% discounted rate, the loan must be set up with an automatic payment deduction from a Union Savings Bank personal checking or savings account. The discounted rate will remain in effect as long as automatic payments (ACH) from a Union Savings Bank account continue. If the ACH payment is canceled, the interest rate is subject to a 0.125% increase. Additional terms and conditions may apply. Offer subject to change without notice. All loans and line are subject to credit approval.