If the account becomes overdrawn, fees may be assessed. Please see our Schedule of Charges – Consumer and Business Accounts or call 866.872.1866 for further information.

*Basic Business Checking monthly service fee waived if $500 minimum daily balance is maintained. Business Relationship Checking monthly service fee waived if $25,000 minimum daily balance is maintained. First two months are free for new customers only. USB Advantage Business Checking service fee waived if Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained -or- enrolled in USB Merchant Services and USB Business Credit Card. Monthly service fee is waived for the first month for new USB Advantage Business Checking customers only. The qualification period to waive the USB Advantage Business Checking monthly service fee is defined as the day after the statement date through three business days prior to the current statement date. The combined balances are calculated by adding the monthly average balance of all deposit accounts and the current balance of all outstanding business loans. The Tax Identification Number (TIN) of the USB Advantage Business Checking account must also be the TIN of all deposit and loan accounts.

¹ Additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits

² Business Online Banking Multi User includes multiple tax IDs and multiple users; fees apply – contact Treasury Services for pricing at 203.830.6927 or treasuryservices@unionsavings.com

³ Business Relationship Checking customers are eligible for a no service fee Preferred Business Savings Account; if no Business Relationship Checking account, the service fee is $10.00 per statement cycle

⁴ A separate application is required. Subject to credit approval. The creditor and issuer of the USB Business Credit card is Elan Financial Services, pursuant to a license from VISA U.S.A Inc.

^† Small Business Remote Deposit can be added at a discounted price.

^†† Package includes USB Business Online Banking Plus, ACH Payments, ACH Positive Pay and Check Positive Pay at no additional cost if USB Advantage Business Checking Average Monthly Ledger Balance of $35,000.00 or combined Deposit and Loan balances of $50,000.00 are maintained, otherwise these services are $60 per month. Additional fees required for Cash Management and Treasury Services not included in the USB Advantage Business Checking Treasury Services Bundle.