Essential Checking Versatile checking for your active life
Our no monthly service fee checking account has the ease and convenience you expect, all the latest security protections you need and a free companion savings account1.
Our Switch Kit
Makes Changing Banks Easy
From opening your account to moving direct deposit and automatic payments, our Switch Kit makes changing banks simple and seamless.
Debit Card Controls, Right From Your Phone
Skip the call or branch visit — manage your card right from the USB Mobile App with Card Controls.
Use Card Controls to:
- Change your PIN
- Report a lost or stolen card, or replace a damaged card
- Access a digital card for Apple Pay® or Google Wallet™
- Set travel dates
- Review recurring payments and block subscriptions
It’s a simple, secure way to manage your debit card wherever you are.
Looking for a Better Fit?
Meet With a FutureTrack Money Mentor
Union Savings Bank customers get access to FutureTrack – personalized advice and digital tools to help you reach your financial goals, whatever they may be.
FutureTrack We Love to Save Blog
Disclaimers
1 No $3 monthly service fee when primary owner of Essential Savings account is an owner of an Essential Checking account; or if the primary owner of Essential Savings account is 18 years of age or younger or 60 years of age or older; or maintain a $300 minimum daily balance.
2 Non-USB ATM transaction fee waived up to 6 times per statement cycle for ages 15-24 (age based on primary owner).
If account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.
Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.
If account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.