Joseph Chelednik Joins Union Savings Bank as a Residential Mortgage Loan Originator

Danbury, CONN. (June 20, 2023) – Union Savings Bank (USB) announces that Joseph Chelednik has joined the bank as a residential mortgage loan originator.

In his new role, Chelednik will be responsible for originating residential mortgages including purchase and refinance, primary mortgages, as well as second and investment homes.  Chelednik will work out of the Ridgefield branch, 100 Danbury Road and he will also be part of the Norwalk branch Solutions Team, when the new office opens this summer.

Chelednik brings nearly 20 years of experience in residential lending, sales management, and real estate investing to Union Savings Bank. Most recently he was a senior vice president, mortgage banker at The Federal Savings Bank, Ridgefield, CT. Prior to that he was a sales manager and loan originator at Fairway Independent Mortgage Corporation, Fairfield, CT and a certified mortgage planning specialist at Fairfield County Bank, Ridgefield, CT.

“We are excited about the addition of Joe to our residential lending team,” said Robert Monti, Senior Vice President, Residential and Consumer Lending. “Joe has a great track record developing and expanding customer relationships — particularly in the Ridgefield area. His background in real estate investing and strong ties with real estate agents, attorneys and other referral sources is another plus.”

Chelednik earned a Bachelor of Science Degree in Psychology from Fordham University, Bronx, NY. He received his Certified Mortgage Planning Specialist (CMPS) designation in 2005. Highly active in his community, Chelednik is a member of the Ridgefield Lions Club and a member of the Men’s Ministry at St. Mary’s Parish in Ridgefield, where he resides.

To learn more about the variety of mortgage options available from Union Savings Bank, please visit .


About Union Savings Bank

Established in 1866 and headquartered in Danbury, Conn., Union Savings Bank is a $3.0 billion mutual bank dedicated to being the bank of choice. As a full-service financial institution, Union Savings Bank provides banking, mortgage, investment, trust and insurance products throughout western Connecticut with 24 offices in Bethel, Brookfield, Canton, Danbury, Goshen, Kent, Litchfield, Marble Dale, Monroe, New Fairfield, New Milford, Newtown, Ridgefield, Roxbury, Southbury, Torrington and Washington Depot. The bank provides financial services to individuals, businesses, not-for-profit organizations, and government entities through its commercial, residential and consumer lending, corporate services, retail banking and wealth management divisions. Please visit for more information; the bank can also be found on LinkedIn. Member FDIC. Equal Housing Lender.

Michele Bonvicini
Union Savings Bank

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