How does Zelle® work?

When you enroll with Zelle® through your USB Mobile App, your name, the name of your bank/credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with Union Savings Bank). When someone sends money to your enrolled email address or U.S. mobile phone number, Zelle® looks up the email address or mobile number in its “directory” and notifies Union Savings Bank of the incoming payment. Union Savings Bank then directs the payment into your Union Savings Bank account, all while keeping your sensitive account details private.