Union Savings Bank Loans Consumer Loans to make your life easier.
Whenever you need a fast personal loan, it’s good to be able to reach out within your community for help. The lending professionals at Union Savings Bank stand ready to help with a consumer loan that works for your particular situation, pretty much whatever it may be. Give us a shout – we offer easy personal loans with low interest. We feel the best bank personal loans can keep you on your path without having to stumble on financial roadblocks.
COLLATERAL LOANS
When you can pledge an asset to secure a loan, you can often benefit from personal loans with low interest. Among assets you can collateralize with us include certain eligible Union Savings Bank accounts – where you can receive quick, no credit review loans.
HOME IMPROVEMENT SMART-E LOANS
If your plans for upgrading your home include making it more energy efficient, you could be eligible for special low rate. Long-term consumer loans are available to help CT residents create a more ecological place to live. We’re a participating lender, and can help you navigate the qualification process..
FAST PERSONAL LOANS
Unexpected expenses are just that: unexpected. If you are facing unanticipated expenses such as a car repair, medical expenses or a special upcoming event, we can look at your income and credit history to determine if we can offer you an unsecured consumer loan with competitive fixed rates and without a prepayment penalty.
OVERDRAFT PROTECTION
Account balance running low? Need to cover a bill before your next paycheck? Overdraft protection can help. It’s like an easy personal loan that automatically kicks into action when your account runs dry. Is it a loan, or a convenience? Actually it’s both. Frequently Asked Questions
HOME IMPROVEMENT
Update, renovate or expand your home to enjoy more living space, a nicer kitchen or make room for a new member of your family with a consumer loan. Stay in the neighborhood, and leverage a home improvement loan to create a better place to be.
BOAT LOANS
Looking to escape on the water? There’s really nothing like it. We can help you realize your dreams with a consumer loan up to $150,000 for purchasing or refinancing your recreational boat.
Find a Branch
Meet with a local banking expert to discuss your lending goals and needs. Find the closest Union Savings Bank location.
Consumer Loan Rates
RATES SUBJECT TO CHANGE WITHOUT NOTICE
- LOAN TYPE
- APR*
- MINIMUM LOAN
- MAXIMUM LOAN
- MAXIMUM LTV
- Vehicle
- As low as 5.615%
- $1,000
- NA
- 100% 1
- Collateral – Statement Savings
- 3.28% 2
- $500
- NA
- 6 months’ reserve required
- Overdraft Protection- Sweep
- As low as 17.75% 2
- $500
- $5000
- NA
- Personal Loan
- As low as 11.615%
- $500
- $25,000
- NA
- Home Improvement
- As low as 9.125%
- $1000
- $10,000
- NA
- Home Improvement Smart-E Loan 3
- 6.99%
- $3000
- $50,000
- NA
- Boat
- As low as 8.615%
- $1000
- $150,000
- 80% 4
Disclaimers
1 LTV – based on N.A.D.A./J.D. Power average trade in value.
2 APR may increase after consummation.
3 Home Improvement Smart-E loans are offered through our partnership with Energize Connecticut. For information, call 877-WISE-USE (877-947-3873) or visit energizeCT.com/smarte. Eligible participants: your home must be: 1-4 units owner occupied; or have approval of landlord; home must be a primary residence, home must be located in CT; condominiums are eligible only if they are individually metered. Limited time offer. Smart-E loan program is subject to Union Savings Bank credit approval. All Smart-E loan projects are subject to Connecticut Energy Finance and Investment Authority (CEFIA) approval.
4 LTV – based on BUC book value
*Annual Percentage Rate