Money Market Account
You can earn high interest rates of a savings account combined with the flexibility of a checking account.
Boost Money Market Account
- Earn a higher rate of interest with higher balances
- $5,000 minimum to open for Boost
- $0 monthly service fee
- Check writing and debit card access
- Unlimited deposits and transfers into the account
- Limit of 6 withdrawals per month**
Personal Money Market Account
- Tiered interest
- $500 minimum to open
- $0 or low monthly service fee*
- Check writing and debit card access
- Unlimited deposits and withdrawals
Open by visiting your local USB branch or calling us at 866.872.1866.
Updated March 12, 2026
-
- Annual Percentage Yield*
-
- $0.01 - $49,999.99
- 0.50%
- $50,000 - $249,999.99
- 1.00%
- $250,000 - $4,999,999.99
- 1.51%
- $5,000,000 +
- 1.51%
-
- Interest Rate
-
- $0.01 - $49,999.99
- 0.50%
- $50,000 - $249,999.99
- 1.00%
- $250,000 - $4,999,999.99
- 1.50%
- $5,000,000 +
- 1.50%
-
- Frequency of Rate Change**
-
- Variable
-
- Interest Compounding
-
- Monthly
-
- Interest Credited
-
- Monthly
-
- Minimum Balance To Open Account
-
- $5,000
-
- Minimum Balance to Earn APY
-
- $0.01
USB Money Market Rates
Updated March 12, 2026
-
- Annual Percentage Yield*
-
- $0.01-$24,999.99
- 0.03%
- $25,000.00 - $49,999.99
- 0.03%
- $50,000.00 - $99,999.99
- 0.05%
- $100,000.00+
- 0.07%
-
- Interest Rate
-
- $0.01-$24,999.99
- 0.03%
- $25,000.00 - $49,999.99
- 0.03%
- $50,000.00 - $99,999.99
- 0.05%
- $100,000.00+
- 0.07%
-
- Frequency of Rate Change**
-
- Variable
-
- Interest Compounding
-
- Monthly
-
- Interest Credited
-
- Monthly
-
- Minimum Balance To Open Account
-
- $500.00
-
- Minimum Balance to Earn APY
-
- $0.01
Disclaimers
**If more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed; withdrawals include branch debit electronic funds transfers, ACH, checks, wires, and debit card transactions