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In celebration of Juneteenth, all USB branches and the Customer Service Center will be closed on Thursday, June 19. Remember that you can still bank using Online Banking, Business Online Banking, and the USB Mobile and USB Business Mobile Apps.

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  3. Personal Certificate of Deposit (CD)

How is interest calculated on my CD account?

Interest is compounded monthly and credited monthly. USB uses the daily balance computation to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the day of the deposit.

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