*To receive up to $400.00 bonus, open a new Essential Checking account (subject to approval) as the primary account holder and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) as the primary account holder and deposit $10 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $100.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150 when you open an Essential Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 or more average balance for 60 days starting from the date of account opening. New USB savings customers only.

You are also eligible to receive up to $400.00 bonus when you open a new Access Checking account (subject to approval) as the primary account holder and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $100.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $150 when you open an Access Savings Account as the primary account holder at the same time as the checking account, and maintain a $500 or more average balance for 60 days starting from the date of account opening. New USB savings customers only.

Offer is valid from October 15, 2026 through December 15, 2026. Offer not available to existing USB personal checking customers (either primary or secondary on the account), or those customers whose personal checking or savings accounts have been closed within the previous 12 months. Limit one offer per customer. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between January 1, 2027, and March 31, 2027, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank and their household members are not eligible.

Visit unionsavings.com for complete details. Member FDIC.

**All loans and lines are subject to credit approval.

***APY stands for Annual Percentage Yield. Assumes interest remains on deposit in your account to maturity. A withdrawal will reduce earnings. Early withdrawals are subject to a penalty fee; please refer to the Consumer Deposit Account Agreement for fee details.

The Flex CD account allows for unlimited withdrawals during the term, with no penalty fee incurred after 7 days of opening and funding the account. There is a substantial penalty for an early withdrawal from this CD account which would occur within the first 7 days after opening the account. After the initial funding deposit at the time of account opening, deposits to the USB Flex CD are not allowed, even during the 10-day grace period following maturity. Upon maturity the 7 Month Flex CD will automatically renew into a 7 Month Flex CD at the current rate of interest. For accounts that renew into a Flex CD, there is no penalty fee for any withdrawals; additional deposits are not allowed.