After saying “Yes” to one really big question, you can expect plenty of smaller questions as a newly engaged couple as you plan your wedding and your lives together. From family and friends wanting to hear all about the proposal to vendors needing to know how many tiers your cake will have, you’ll be answering

As a homeowner, you see the value in your home in many ways, from creating memories by spending time with friends and family to maybe one day selling it to downsize and help secure your retirement funds. But did you know that the value in your home also has buying power? If you decide to

Before deciding how much house you can afford, you need to understand the additional monthly costs of owning a home. It’s not just principal and interest – there are many other costs to consider. Private Mortgage Insurance If you have less than 20 percent to put down on a home, chances are you will likely

If you’re applying for a mortgage, you may be wondering what documents you need in order to submit your application successfully. Check out our helpful mortgage document checklist so that you can be prepared when you visit your lender. Employment Documents In order to apply for a mortgage, your lender will need to know more

Getting ready to buy your first home? Did you know there are several programs available to first time home buyers in Connecticut? Learn more about these programs and how they can help you get started on your home-buying journey. USB’s Flagship Program: The First Time Homebuyer’s Program At Union Savings Bank, we have a special

How much do you need for a down payment when buying a home? Patty Dyer, V.P. of Residential Sales for Union Savings Bank, walks through the options available to home buyers, including those looking to purchase their first home. Tune in to the video above and continue reading for more tips and advice. What is

What are the first steps to buying a home? Patty Dyer, V.P. of Residential Sales for Union Savings Bank, discusses what first-time homebuyers need to know as they start looking for their first home. Tune in to the video above and continue reading for more tips and advice. What questions should I ask my mortgage

You’ve heard the real estate adage, “Location, location, location” and you know that a big part of buying a home is choosing the right town. This decision has a much bigger impact than simply determining your commute. Two neighboring towns can offer drastically different lifestyles, not to mention real estate taxes, school systems, amenities and

One of the first steps to buying a home is understanding how much you can afford for a down payment, then monthly toward your mortgage. At its core, a mortgage is a loan that you use to purchase a home. But like most other purchases, there are several ways to approach your mortgage so that