Tip: No matter which budget method you choose, USB’s Spending Insights can make tracking your spending even easier.

When it comes to managing your money, the latest technology often allows you to set it and forget it. Whether it’s automatic bill pay and transfers, paperless statements and reminders, you may forget to regularly check in on your spending habits via monthly statements and transaction histories. So once you get that notification that your

Sending money to friends and family is becoming a common necessity, whether you’re splitting the cost of a lunch tab, paying someone back for a shared birthday present, or even paying the babysitter. One of the fastest and easiest ways to do that is to send money digitally using peer-to-peer (or P2P) payments. P2P payments

Opening and using a credit card comes with a lot of responsibility, but a credit card can be a great financial tool in your arsenal when utilized well. With the right credit card, you afford to make larger purchases, earn points and rewards, and build your credit score. On the other hand, misuse of credit

We often go through our daily routines without taking much notice of our everyday spending habits. But if you’ve ever gotten to the end of the month wondering ‘where did all the money go?’, the new Spending Insights tool on the USB Mobile App has all the answers. Spending Insights lets you monitor your expenses,

No matter how hard we try to avoid it, unexpected expenses, like a car or home repairs or medical bills, are inevitable. It’s why it’s good to have emergency savings set aside to help you and your family pay for these sudden expenses without worrying about affording your day-to-day needs. Unfortunately, most Americans (fewer than

When it comes to building up your savings, there are several strategies to consider implementing to reach your financial goals as quickly and efficiently as possible. While opening and regularly contributing to a savings account is a good start, another great savings tool you may not have considered is a Certificate of Deposit (or CDs).

Achieving your financial goals is dependent on many factors, a critical one being your credit score. A credit score is a number that determines a person’s creditworthiness when they want to take out a loan, and it’s based on a variety of factors such as payment history, credit history, and amounts owed. The higher the score,

According to the American Psychological Association, 72% of Americans reported feeling stressed about money at least sometime in the last month. While financial issues can run the gambit, no matter your specific stressors, having the right tools can help you calm your anxiety by helping you better manage your money day to day. Luckily, technology