Whether it’s a mortgage or a personal loan, it’s likely you’ll borrow money from your local bank at some point during your financial journey. While borrowing money comes with a lot of responsibility, a bank loan can help you buy your first home, make a large purchase for your family or act as tool when paying

It’s not surprising to learn that nearly every household in America has a bank account, about 95%, according to the FDIC. And while setting up a standard bank or checking account seems incredibly common, many may forget just how critical having one is for your everyday life. After all, it’s often the secure place where

Every stage of life brings different financial priorities. You may be managing student loans, advancing in your career, saving for a home, preparing for retirement or balancing several goals at once. No matter where you are starting, consistent habits can help you make meaningful progress. Avoid Lifestyle Creep As your income grows, it can be

There are a number of studies and statistics that reflect what many of us already know: that many of us have trouble saving for our futures. And why wouldn’t we? Our financial well-being is constantly being challenged by the expenses right in front of us – whether these are student loan payments, unexpected emergencies, rising monthly bills,

If you follow a set monthly household budget, then you know how much you need to pay toward rent or mortgage, utilities, insurance and other expenses on a regular basis. Even with these numbers laid out each and every month, knowing exactly how much money to keep in checking versus savings can feel like a

Now that we are nearly halfway through 2019 (wait, how did that happen again?), it’s a good time to reflect on those New Year’s resolutions. Are you cringing at the thought of your bright-eyed and bushy-tailed optimism of New Year’s Eves past? If so, you’re not alone. We all know that our best intentions can

If you have thoroughly dried out from what was one of the wettest spring seasons on record, you’re probably jumping at the chance to start prepping for summer. But before you hit the stores looking for full-price grills and the latest summer fashions, consider these 4 things you can find on discount in June. Spring

For millions of Americans, credit card debt is a very real part of life. In fact, there is over $1 trillion in credit card debt among Americans right at this moment. And at one time, I was a part of that statistic. Navigating my finances after college was a challenge. The majority of every paycheck

April is Financial Literacy Month and at Union Savings Bank, it’s a special time of year. We celebrate the opportunity to talk about ways to budget and save money that can bring your financial goals within reach. After all, setting financial goals is the first step toward buying a home, sending kids to college, or