When it comes to building up your savings, there are several strategies to consider implementing to reach your financial goals as quickly and efficiently as possible. While opening and regularly contributing to a savings account is a good start, another great savings tool you may not have considered is a Certificate of Deposit (or CDs).

Achieving your financial goals is dependent on many factors, a critical one being your credit score. A credit score is a number that determines a person’s creditworthiness when they want to take out a loan, and it’s based on a variety of factors such as payment history, credit history, and amounts owed. The higher the score,

According to the American Psychological Association, 72% of Americans reported feeling stressed about money at least sometime in the last month. While financial issues can run the gambit, no matter your specific stressors, having the right tools can help you calm your anxiety by helping you better manage your money day to day. Luckily, technology

Whether it’s a mortgage or a personal loan, it’s likely you’ll borrow money from your local bank at some point during your financial journey. While borrowing money comes with a lot of responsibility, a bank loan can help you buy your first home, make a large purchase for your family or act as tool when paying

It’s not surprising to learn that nearly every household in America has a bank account, about 95%, according to the FDIC. And while setting up a standard bank or checking account seems incredibly common, many may forget just how critical having one is for your everyday life. After all, it’s often the secure place where

Every generation has its challenges and opportunities, and this is no different for today’s millennial generation. Millennials (people born between 1981-1996) are currently facing rising health costs, college loan payments and increasing living expenses while at the same time facing stagnant wages in the face of a pandemic. Despite these challenges, with a little preparation and planning,

There are a number of studies and statistics that reflect what many of us already know: that many of us have trouble saving for our futures. And why wouldn’t we? Our financial well-being is constantly being challenged by the expenses right in front of us – whether these are student loan payments, unexpected emergencies, rising monthly bills,

If you follow a set monthly household budget, then you know how much you need to pay toward rent or mortgage, utilities, insurance and other expenses on a regular basis. Even with these numbers laid out each and every month, knowing exactly how much money to keep in checking versus savings can feel like a

Now that we are nearly halfway through 2019 (wait, how did that happen again?), it’s a good time to reflect on those New Year’s resolutions. Are you cringing at the thought of your bright-eyed and bushy-tailed optimism of New Year’s Eves past? If so, you’re not alone. We all know that our best intentions can