No matter which type of mortgage you choose, with Union Savings Bank you’ll always benefit from:

  • Local decision making
  • Local experts to provide you with step by step guidance
  • Competitive rates
  • Fast approval and processing for qualified applicants

Plus we offer a unique first time homebuyers program featuring:

  • No PMI with 10.1% down payment
  • Discounted rates
  • No application fee
  • No income limits
  • No sales price limits

Which loan is right for you?

We offer a variety of loan options for you to choose from including Jumbo, Fixed Rate and Adjustable Rate Mortgages, Construction-to-Permanent, Land Loan and more.

get started

Ready to apply for a mortgage? APPLY NOW or call us at 866.872.1866 with questions.


Give new meaning to the word homework.

Apply for a home equity line of credit. Rates as low as 3.50% APR**

Did you know that the equity in your home can create opportunities to remodel your home, consolidate your bills, or pay for college tuition and that summer wedding? So why not put your home to work by applying for a Union Savings Bank Home Equity Line of Credit (HELOC) today.

HELOC rates as low as 3.50% APR**

How does it work?

A HELOC is like a rainy (or sunny!) day fund, giving you money when you need it, similar to a credit card.

get started

Ready to apply for a home equity loan and line of credit? APPLY NOW

*First time home buyer’s program offer good for loan amounts up to $424,100. For more information please call us at 203.830.4800.

**Rates are subject to change without notice.  The rate is a variable annual percentage rate (APR) that is 0.50% less than an index which is the US Prime Rate as published in the Wall Street Journal and will change along with changes in the index.  Maximum rate is 18.0% APR.  Requirements to obtain this rate include a monthly automatic payment from a USB checking account, middle score of the three scores received from the consumer reporting agencies of 740 or above (note: if there is more than one borrower, the lowest middle score of all borrowers will be considered), maximum LTV of 80% and an annual fee of $75.00.  There are no processing, application, attorney or appraisal fees for loan amounts of $250,000 or less. Property insurance is required. All loans are subject to credit approval. Union Savings Bank is an Equal Housing Lender and Member FDIC.

Make a Complimentary Goal Planning Session

Discuss your goals with our FutureTrack team and we'll work with you to map your financial journey.