Written by E. Keith Wirtz, CFA®, Vice President & Chief Investment Officer, Union Savings Bank. “Investors can survive a bear market the same way hikers survive an encounter with a bear: Remain calm and don’t make sudden moves.”  — Jason Zweig, personal finance columnist The year 2020 has been both unique and unsettling. Why? The

If – like most – you are planning to stop working full-time someday, you are probably curious about how you are doing along the path to a comfortable retirement.  This is especially true if it’s decades away, or if you are in the middle years of your working career – you want to know if

The Internal Revenue Service (IRS) made its annual announcement outlining changes to retirement account maximum contribution levels for the coming year. If you have not already begun saving for retirement, or if you are looking to keep pace with the changes in 2020, it’s never too early to plan to get the most out of

Written by E. Keith Wirtz, CFA®, Vice President & Chief Investment Officer, Union Savings Bank. We all know that making regular contributions to a 401k is a great way to build a retirement nest egg – in fact, it’s one of the best ways to automatically invest in your future.  Many of us can set

Emerging from your 20s, you might find yourself with a new perspective on your financial future. Perhaps you’ve settled down with your partner, gotten married, purchased your first piece of property and launched into the career that you’ve been pursuing, or any combination of these milestones. You may even have children in your life who

Each stage of your life has brought with it unique savings goals. Your first financial challenges were likely getting through college on a budget or moving out on your own and managing a budget for the first time. Then perhaps it came time to settle down with a significant other and buy your first property.

America Saves Week is here and there’s no better time to explore ways to grow your retirement savings, no matter where you are on your financial journey. Whether you are decades away from retirement or it’s just around the corner, an individual retirement account, or IRA, could be a great option to help you save

Celebrating your 50s brings with it many new milestones. Perhaps the kids in your life are getting ready to set out on their own, leaving you with an empty nest. Maybe you are beginning to plan home improvement and renovation projects that will make you fall in love with your forever home all over again.

If you are like many people in this country, the singular goal motivating you to go to work each day is a comfortable retirement plan. Owning your time, freeing yourself from work-related responsibilities and spending days with family and friends are likely what come to mind when you picture this stage of life. You may