Union Savings Bank

Trust & Estate Services

Protect your assets, your family, and your legacy.

Become a Client

Our unwavering commitment lies in prioritizing you and your best interests.

We offer invaluable Trust & Estate Planning and Adminstration Services that provide you with peace of mind.

Let's Plan

Selection of the right trustee is critical to an effective trust

As a corporate fiduciary, we have an ethical, moral and legal obligation to always act in our client’s best interests, upholding to the highest standards of trust.

You can enjoy peace of mind knowing everything is in order.

Union Savings Bank can act as a Professional Trustee and Executor

We will:

  • Offer permanence and continuity.
  • Act as a family liaison in decision-making.
  • Provide compassionate, personal, hands-on service.
  • Ensure assets are always protected.
  • Serve as a co-trustee, co-executor or agent for both capacities.

Trust Administration

By thoughtfully considering your requests and future intentions, we help navigate intricate trust matters with impartiality, precision, and confidence.

We will:

  • Confirm your assets are properly titled to your trust.
  • Assist with preparation of state and federal income tax returns.
  • Provide beneficiaries with annual income tax information.
  • Handle various types of charitable trusts including administrative distributions.
  • Assist with interpretation of trust provisions.

Types of Trusts

Revocable Living Trust
Can bypass probate and is vital for estate planning.
Testamentary Trust
Assures the long-term fulfillment of your wishes.
Charitable Remainder Trust
Prescribes a future gift to charity for retaining income.
Marital Trust
One spouse can transfer unlimited property to the other without gift or estate taxes.
Generation Skipping Trust (GST)
Benefits descendants beyond the grantor’s children.
Life Insurance Trust
Covers premiums, collects death benefits, and may shield assets from estate taxes.

Estate Planning

Without a valid will, your estate could be distributed based on state intestacy laws, potentially missing out on tax-saving opportunities for you and your family. That’s where we come in. One of the most valuable services we provide to our clients is peace of mind.

Contact Our Team

Estate Administration

We handle complex and time consuming tasks, allowing you to focus on other priorities.

We Will:

  • Offer ongoing guidance to your family each step of the way.
  • Collect, value, and marshal assets.
  • Prepare fiduciary income tax returns, final accounting, information for inventory, return and list of claims, etc.
  • Distribute assets to beneficiaries.
  • Pay decedents and estate expenses.
  • Fund Residual Trusts.

Wealth Services

Discover additional solutions designed to meet your unique financial goals
Financial Planning
Financial Planning
Holistic investment plans tailored to your goals. We create a planning process and uncover the perfect strategies for your individual needs.
Investment Management
Investment Management
Traditional investment management served with a personal touch. We craft bespoken financial plans aligning with your personal goals and aspirations, diversifying across all asset classes.
Brokerage & Insurance
Brokerage & Insurance
Our partnership with Raymond James Financial Services provides access to a suite of mutual funds, 401k plans, annuities, and more.

Disclaimers

Not FDIC Insured. No Bank Guarantee. May Lose Value.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Advangelists Pixel