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As we move toward the end of 2025, attention is turning to the year ahead. Economic conditions, interest rates, market performance, and tax policy will all play a role in shaping financial decisions in 2026. While uncertainty remains in several areas, the overall outlook suggests continued economic expansion and new planning opportunities for individuals, investors,
Key things you really need to know. Beneficiary IRA distributions have changed dramatically since Secure Act 2.0. In the past you could inherit an IRA from someone other than your spouse and remain taking small distributions at the decedent’s RMD pace. Now the IRS requires you to take the full balance within 10 years. For
They’re both taxed, so which is better, a Roth IRA or a Traditional IRA? Well, it depends. I’m regularly asked whether I think a Traditional or Roth is the ‘better account’. My answer is, as with most financial planning questions, it depends. The general rule of thumb is to compare your tax rate when making