Union Savings Bank

Insights

Financial Perspectives that keep you informed

Limit or Limitless? Careful Retirement Income Planning
Financial Planning

A Look at the Importance of Estimating and Generating Income for Retirement Plans. Where do I start? You may understand the importance of planning for your retirement.  But where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. Since retirement planning is not

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Positive Probability: Are the Odds in Your Favor?
Investment Management

Patience is an important trait an investor should possess for the best chance of results. With the speed and availability in which information gets circulated, it’s human nature to seek instant gratification.  If an investor can weather the stock market’s near-term gyrations (a.k.a. volatility) and remain invested over the long-term by staying the course, they

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Unraveling the Worth of Traditional or Roth IRAs
Financial Planning

They’re both taxed, so which is better, a Roth IRA or a Traditional IRA? Well, it depends. I’m regularly asked whether I think a Traditional or Roth is the ‘better account’. My answer is, as with most financial planning questions, it depends. The general rule of thumb is to compare your tax rate when making

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Our Webinars and Guides

2026 Market & Economic Forecast: Insights for the Year Ahead

Webinars Dec 17, 2025

A Complete Guide to Thoughtful Estate Planning

Guides Nov 17, 2025

529 Education Savings Plan Guide

Guides Sep 19, 2025

2025 Mid-Year Market Check-In

Webinars Jun 17, 2025
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