August is National Make a Will Month!
The sooner you begin, the more you can protect.
If you’re in your 30s, 40s, or even early 50s, estate planning probably isn’t at the top of your to-do list. You’re focused on building your career, raising a family, and growing your wealth. But here’s the thing: starting your estate plan now can make a huge difference for the people you care about most.
The truth is, the earlier you begin, the more you can protect, and potentially grow, what you pass on.
With smart planning, you could avoid losing up to 40% of your estate to taxes. That’s not a typo.
Start Small. Plan Smart.
You don’t need to be “done” building wealth to start protecting it. In fact, one of the smartest moves younger individuals can make is using annual tax-free gifts to transfer wealth over time. These are simple steps that, if skipped, are lost forever.
You can also use strategies that help you freeze the value of assets. So, as they grow, that growth goes to your heirs, not into your taxable estate.
And life insurance? It’s not just a safety net — it can be a smart estate planning tool that provides tax-free support for your loved ones if something unexpected happens.
We Get It — Letting Go Is Hard
It’s natural to be hesitant about giving away control of your assets. What if something changes? What if you need access later? What if you’re not sure your beneficiaries are ready?
These are all valid concerns.
That’s why our estate planning strategies are designed with flexibility in mind. Tools like irrevocable trusts, spousal access strategies, and “wait-and-see” plans allow you to protect your wealth while keeping options open. And if you’re not married or don’t have kids yet, you can still start planning now, and adjust later as your life evolves
Control. Access. Confidence.
It’s not about giving everything away. It’s about creating a thoughtful, protective struct
