Union Savings Bank

Investment Management

Simple Math -The Rule of 72

The Rule of 72 is a simple way to estimate how long it takes for an investment to double based on its annual rate of return (ARR).  For example, if the ARR is 7.2% then it would take 10 years to double the initial investment (72/7.2% = 10 years). Years to Double Investment = 72

Have We Entered a New Economic Paradigm?

Tariffs represent a significant shift in U.S. trade policy that might be transformative. Well, the merits of these new trade policies are being debated vigorously around the world, in political circles and on investment trading desks. However, the last couple of weeks news has left me confused and asking questions. Perhaps the most important question

Gold’s Recent Record Run May Be Tempting – What To Know Before Investing

Brandon Angotti quoted on MSN.com  “Anytime an asset sees that kind of growth, investor interest surges”, said Brandon Angotti, VP, Financial Planning & Trust Officer at the Wealth Group Union Savings Bank. “You just want to make sure you’re very careful, so that you’re not buying at the peak when everyone else is sort of

Building Wealth: Essential Rules for Lasting Success

Investing does not have to be complicated. In fact, the simpler the approach, the better. While many hold the keys to potential wealth, the roadmap to savvy investing remains uncharted for most. Time ticks away, and golden opportunities slip through the fingers of the hesitant. Yet, the truth is, the world of investing is not

Positive Probability: Are the Odds in Your Favor?

Patience is an important trait an investor should possess for the best chance of results. With the speed and availability in which information gets circulated, it’s human nature to seek instant gratification.  If an investor can weather the stock market’s near-term gyrations (a.k.a. volatility) and remain invested over the long-term by staying the course, they

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