Estate planning services: Protect your assets, your family, and your legacy.
Too many people in Connecticut fail to properly insure their lives, their assets and their legacy; only to learn too late that they’ve ignored trust services; they’ve instead left their families and / or organizations with a complicated set of issues in the wake of their passing. There’s no need to be a statistic; complete Trust Services and Estate Planning Services from your Union Savings Bank Wealth Management Professionals can put you on the path to peace of mind.
Working with trust services and estate services will go a long way to having a plan in place for the future financial protection of your assets and will ensure the wellbeing of your family when you are no longer able.
Our Wealth Management Professionals can guide you through the often-complicated process of setting up estate trusts and estate plans that will help avoid complex probate processes, clarify the distribution of assets, and potentially reduce estate and inheritance taxes.
Union Savings Bank Trust Services can help by recommending the trust and estate plan that works best for your particular situation, we can serve as your trustee and / or executors to carry out your wishes, and we can also provide valuable insight and objective stewardship amidst evolving circumstances over the years.
It’s never too early to put a plan in place. Talk to us about creating a proper will, setting up trusts, naming trustees and executors, protecting your assets or creating a comprehensive estate plan that includes them all.
Maintain an active role in managing your assets while outlining a strategy in the event of incapacitation. This estate trust helps to avoid the probate process as an important part of your estate planning.
An estate trust created under your will to assure the long-term fulfillment of your wishes.
An estate trust that prescribes a future gift to charity while retaining the income for yourself or another person.
An estate trust that allows one spouse to transfer an unlimited amount of property for the benefit of the other spouse without incurring gift or estate taxes.
An estate trust that has beneficiaries belonging to two or more generations below the grantor. This may be useful if the first and second generations face significant estate tax liabilities.
Owns a life insurance policy and provides payment of insurance premiums. Upon the death of the insured, the estate trust collects the death benefit payment. Assets may be excluded from the decedent’s taxable estate.
INVESTING & FINANCIAL PLANNING
We simplify financial planning and investment management services by keeping them under one roof, close by, comfortable and personable.
Leverage the experience of Union Savings Bank Trustees to bring experience and an objective viewpoint to administering your legacy.
Meeting with the USB team is the first step.
Let's Start A Conversation
Call us at 866.872.1866 and we'll meet you at a branch, your home, office or anywhere that is convenient.
*Individuals listed and services offered are not affiliated with Raymond James.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Securities and investment products and services are not insured by the FDIC or any other government agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. Union Savings Bank is independent of Raymond James.
Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Raymond James financial advisors may only transact business in states where they are registered. Follow-up and individualized responses involving either the effecting of or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the financial advisor is not registered.