Union Savings Bank

Trust & Estate Services

Protect your assets, your family, and your legacy.

Become a Client

Selection of the right trustee is critical to an effective trust

As a corporate fiduciary, we have an ethical, moral and legal obligation to always act in our client’s best interests, upholding to the highest standards of trust.

You can enjoy peace of mind knowing everything is in order.

Union Savings Bank can act as a Professional Trustee and Executor

We will:

  • Offer permanence and continuity.
  • Act as a family liaison in decision-making.
  • Provide compassionate, personal, hands-on service.
  • Ensure assets are always protected.
  • Serve as a co-trustee, co-executor or agent for both capacities.

Trust Administration

By thoughtfully considering your requests and future intentions, we help navigate intricate trust matters with impartiality, precision, and confidence.

We will:

  • Confirm your assets are properly titled to your trust.
  • Assist with preparation of state and federal income tax returns.
  • Provide beneficiaries with annual income tax information.
  • Handle various types of charitable trusts including administrative distributions.
  • Assist with interpretation of trust provisions.

Types of Trusts

Revocable Living Trust
Can bypass probate and is vital for estate planning.
Testamentary Trust
Assures the long-term fulfillment of your wishes.
Charitable Remainder Trust
Prescribes a future gift to charity for retaining income.
Marital Trust
One spouse can transfer unlimited property to the other without gift or estate taxes.
Generation Skipping Trust (GST)
Benefits descendants beyond the grantor’s children.
Life Insurance Trust
Covers premiums, collects death benefits, and may shield assets from estate taxes.

Estate Planning

Without a valid will, your estate could be distributed based on state intestacy laws, potentially missing out on tax-saving opportunities for you and your family. That’s where we come in. One of the most valuable services we provide to our clients is peace of mind.

Contact Our Team

Estate Administration

We handle complex and time consuming tasks, allowing you to focus on other priorities.

We Will:

  • Offer ongoing guidance to your family each step of the way.
  • Collect, value, and marshal assets.
  • Prepare fiduciary income tax returns, final accounting, information for inventory, return and list of claims, etc.
  • Distribute assets to beneficiaries.
  • Pay decedents and estate expenses.
  • Fund Residual Trusts.

Wealth Services

Discover additional solutions designed to meet your unique financial goals

Financial Planning
Financial Planning
Holistic financial and tax strategies that align your money with your goals
Learn more
Investment Management
Investment Management
Professional management of your assets to grow and protect your wealth over time.
Learn more
Brokerage and Insurance
Brokerage and Insurance
A full range of investment and insurance solutions to protect what matters most.
Learn more

START A CONVERSATION

A 30-minute consultation – on us.

No commitment, no pressure. Just an honest conversation with a local advisor about where you are today and where you want your family’s legacy to go. We understand this is your life’s work — and we don’t take that responsibility lightly.

Disclaimers

Securities not FDIC insured. No Bank Guarantee. May Lose Value.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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