Let's make a plan.

Come to us, or our wealth management consultants will come to you.

Union Savings Bank Investing & Wealth Management financial advisors bring years of experience to the process. The USB team brings local service and worldly expertise to the table for every discussion – whether we meet at our offices or at your home, office or organizational meeting. First, we’ll make sure you’re comfortable, then we’ll make sure to collaborate with you to create an excellent plan. That’s what it’s like to work with Union Savings Bank Wealth Advisors.

The USB Wealth Management Team:

Frederick “Rick” F. Judd, III, CFP®
Frederick “Rick” F. Judd, III, CFP® Executive Vice President and Union Savings Bank Wealth Management

Rick is responsible for the Bank’s branch network and Treasury Services group as well as the Wealth Management Department. He joined Union Savings Bank as head of Wealth Management in 2006, and has focused on the expansion of its products and services including financial planning, investment management, trust administration*, estate settlement* and private banking*. Rick spent seven prior years as Senior Vice President and Regional Manager with Webster Financial Advisors in Waterbury. He is a CERTIFIED FINANCIAL PLANNER™ professional. Rick is currently on the Board of Connecticut Junior Republic that provides services to children and their families throughout Connecticut. He is also on the Board of Camp Boyd that serves Boy Scouts in the Litchfield area.

Patricia A. Carlson*
Patricia A. Carlson* Senior Vice President, Wealth Management, Trust Department Manager

Patricia joined the team in 2000, having some 30 years of diversified financial experience, with 20 years concentrating in the investment area. Aside from managing the administration, operational and investment functions of the division today, Patricia serves as senior administrative officer for trust, agency, IRA and employee benefit accounts. She has worked with generations of families throughout Connecticut, meeting their trust and financial needs. She maintains extensive experience managing and administering personal investment accounts, as well as trusts for charitable foundations and not-for-profit institutions.

Perry E. Brown, CFP®
Perry E. Brown, CFP® Vice President, Wealth Management, Trust & Fiduciary Officer

With nearly 20 years in the financial services industry, Perry has comprehensive wealth management expertise providing clients trust and estate planning, probate and estate settlement services, and investment management, specialty and traditional credit solutions. He is a CERTIFIED FINANCIAL PLANNER™, holds an MBA from Baylor University and has served on a number of not-for-profit boards throughout his career.

Brien J. Lasse
Brien J. Lasse Vice President, Retirement Planning and Trust Officer

Brien joined the Wealth Management team in 2011 with the focus of providing wealth management services including financial planning, investment consulting and trust administration to families, small business, and not-for-profit organizations. His emphasis is on helping clients plan for wealth accumulation, retirement and financial independence.

Susan E. Anderson, CTFA*
Susan E. Anderson, CTFA* Vice President and Senior Portfolio Manager

Susan brings more than 30 years of experience in the investment industry, with a specialty in portfolio management, fiduciary oversight and security analysis to the USB team. She maintains extensive experience managing investment portfolios for individuals and not-for-profit institutions. She also serves as a board member for a number of not-for-profit organizations and has been awarded the Certified Trust and Financial Advisor (CTFA) designation from the Institute of Certified Bankers and is a member of the CFA Institute and the Hartford CFA Society.

John E. Celli
John E. Celli Vice President & Investment Portfolio Manager

John joined Union Savings Bank in 2009 and is responsible for managing client investments, maintaining current knowledge of investments, market conditions and economic forecasts. John previously held the position of Financial Specialist at Wachovia Bank and Financial Advisor for Ameriprise Financial.

Stephen So
Stephen So Portfolio Manager & Analyst

Stephen has been with Union Savings Bank Wealth Management since 2010, and is currently responsible for managing wealth in individual and institutional accounts with a focus on asset allocation and portfolio modeling. Previously, he held similar roles at First National Bank of Litchfield, rising from a Financial Services representative to Investment Analyst. Stephen holds a Bachelor of Science in Business Administration and Finance from Suffolk University in Boston.

Meeting with the USB team is the first step.

Let's Start A Conversation

Call us at 866.872.1866 and we'll meet you at a branch, your home, office or anywhere that is convenient.

OUR APPROACH

We can help you determine what type and amount of coverage you may need.

OUR SERVICES

We can help you determine what type and amount of coverage you may need.

Disclaimers

*Individuals listed and services offered are not affiliated with Raymond James.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Securities and investment products and services are not insured by the FDIC or any other government agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. Union Savings Bank is independent of Raymond James.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Raymond James financial advisors may only transact business in states where they are registered. Follow-up and individualized responses involving either the effecting of or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the financial advisor is not registered.