Save When You Spend, Automatically

Watching your savings dollars grow is easy with USB Round Up. This free tool allows you to “round up” your USB Debit Card purchases and automatically move that money into your USB savings account.

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SET
the dollar increment you’d like to round up to, from $1 to $10
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SHOP
with your USB Debit Card everywhere—in store, online, recurring payments and subscriptions
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SAVE
automatically and watch your savings balance grow
Flexible Savings
Easy to change your round up amounts
USB Round Up is flexible and allows you to change your round up amounts. Easily manage your settings within the USB Round Up portal, accessible within USB Online Banking and USB Mobile.
Turn Round Up on or off
If you need to pause your saving, you can turn the round up off and back on again when you are ready.
Set a weekly or monthly cap
You can put a cap or limit as to how much you want to save and easily adjust it as your ability to save changes.

It’s Easy to Get Started

All you need to get started is a USB personal checking and savings account, and a personal USB Debit Card, that you’ll get right away when you open your account in a branch.
You’ll then access USB Round Up through USB Online Banking and/or USB Mobile.
USB Round Up is not available for customers with a business debit card.

USB Spending Insights

And after you’ve set up USB Round Up, open our mobile app to experience our AI-powered USB Spending Insights, where you can easily monitor your spending and cash flow, set budgets, manage your subscriptions all with timely updates and AI-powered analysis based on your spending activities.

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Digital Banking Tutor

Visit USB Digital Banking Tutor to see a USB Round Up simulation within the USB Mobile App

USB Round Up FAQs

What is USB Round Up?

USB Round Up is a free automated savings tool that allows you to watch your savings grow quickly and effortlessly! With USB Round Up, USB debit cardholders can round up their debit card purchases and automatically transfer that money to a USB savings account.

What do I need to get started with USB Round Up?

All you need is a USB personal checking and savings account, and a personal USB debit card. You’ll then access USB Round Up through USB Online Banking and/or USB Mobile. Round Up is not available for customers with a business debit card.

How will I be able to confirm a Round Up transaction?

You will be able see the Round Up transaction in your USB Online Banking or USB Mobile transaction history, immediately following the debit card transaction. It will say “TRANSFER DDA – SAV” followed by “ROUND UP FOR” and then the Merchant name. Note: the transaction will say “pending” until it is settled but will immediately impact your available balance. You will also be able to see the credit in your savings account transaction history.

How will I manage my Round Up activity?

The USB Round Up customer portal is a user-friendly web site where you can manage your Round Up selections and view all your Round Up activity. Access the portal through USB Online Banking and/or USB Mobile Banking. Here you can set the Round Up dollar increments, including an optional weekly or monthly “cap” as to how much you want to save.