Will a Round Up transaction still occur if I have a negative balance?

If you have opted in for Overdraft Protection, or if you have authorized Union Savings Bank to pay overdrafts for everyday debit card transactions, Round Up activity will still occur even if you do not have sufficient funds in your checking account. However, you will never be charged an overdraft fee for a Round Up transaction. A fee could occur due to the debit card purchase or other transaction, so always monitor your balances and be sure you have enough funds to cover all outstanding items, including any Round Up amounts $.